278 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 278 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Commercial Auto Transportation/Storage
Year Built	Built 1940
Square Footage	1,532 sqft Total Area
Lot Size	11,880 sqft (0.273 acres)
Last Sale	$1,210,000 (2025)
Tax Bill	$7,280.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-062338`
Alternative APNs	`7062338` `062338`

Interior

Units	5 Units
Building Area	1,532 sqft Total Area
1st Floor	6,064 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	11,880 sqft (0.273 acres)
Total Buildings	2 Total Buildings
Shed	1 Shed
Shed Area	900 sqft Shed

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	062338
Street Address	278 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5529
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Commercial Auto Transportation/Storage
Legal Description	LT 29 - 11880 SF 278 E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Legal Lot Number	29
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1025
Census Tract	507801

Owner

Source: Carroll County records · APN 07-062338

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1111 S MAIN ST, HAMPSTEAD, MD 21074-2245
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Book / Page	11402 / 235
Transfer Doc	0000000342
Record Refreshed	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	278 E MAIN ST, WESTMINSTER, MD 21157-5529
Document Number	0092060122
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 HANOVER PIKE MANCHESTER MD 211021438, MANCHESTER, MD 21102-1438

Mortgage

Document Number	0092060122
Date	Jan 15, 2019
Book Page	009206/000122

Lender

Name	PEOPLES BK
Type	Bank
Address	HUNT VALLEY, MD 21031-1002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,100 (+10.12%) Land $135,000 Building $312,100	$447,100 (+10.12%) Land $135,000 Building $312,100
2025	$7,280.00 (+6.11%)
2023	$6,861.00	$406,000 Land $135,000 Building $271,000	$406,000 Land $135,000 Building $271,000

Flood & Wildfire

278 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.