Carroll County property record for 287 Bell Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,832 sqft · built 1990 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $842,000 (Sep 2025) |
| Tax Bill | $10,781 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-106017 |
| Primary APN | 07-106017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,832 sqft Total Area |
| Basement Area | 150 sqft |
| Finished Basement | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 1,504 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 414 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 106017 |
|---|---|
| Street Address | 287 BELL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | PT LT 15 -1.26 ACS &0.20 ACS BELL RD 30-115 WAKEFIELD VALLEY PL S |
| Legal Subdivision | WAKEFIELD VALLEY PH 01 |
| Legal Lot Number | 15 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 507703 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 287 BELL RD, WESTMINSTER, MD 21158-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2006 · Amount on Record |
| Deed Book / Page | 11576 / 314 |
| Transfer Doc | 0000001014 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 25, 2025 |
| Property Address | 287 BELL RD, WESTMINSTER, MD 21158-4107 |
| Document Number | 0115760314 |
| Book / Page | 11576 / 314 |
| Map Reference | MB 30 FO 115 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 287 BELL RD, WESTMINSTER, MD 21158-4107 |
| Document Number | 0011576322 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 11576/322 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758,700 (+9.15%) Land $144,600 Building $614,100 | $758,700 (-) Land $144,600 Building $614,100 | |
| 2025 | $10,781.00 (+12.34%) Homeowner's exemption | $695,100 (+22.4%) | $758,700 (+33.6%) Land $144,600 Building $614,100 |
| 2023 | $9,597.00 Homeowner's exemption | $567,900 Land $134,600 Building $433,300 | $567,900 Land $134,600 Building $433,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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