279 Bell Rd, Westminster, MD 21158 Property Records

Carroll County property record for 279 Bell Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,146 sqft · built 1994
Lot Size	0.887 acres (38,627 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2019)
Tax Bill	$10,304 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-106025`

Property Details

APN / Parcel Number

Primary APN	`07-106025`
Alternative APNs	`7106025` `106025`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,146 sqft Total Area
Attic	Attic
Attic Area	304 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	38,627 sqft (0.887 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	106025
Street Address	279 BELL RD
City	WESTMINSTER
State	MD
Zip	21158-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 16 - 38627 SF 279 BELL RD 30-115 PLT WAKEFIELD VALLEY PH 1
Legal Subdivision	PLAT S PHASE 1 OF WAKEFIELD VALLEY
Legal Phase	1
Legal Lot Number	16
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1009
Census Tract	507703

Owner

279 Bell Rd is owned and occupied by an individual who bought it in May 2019.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	279 BELL RD, WESTMINSTER, MD 21158-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Oct 3, 2007 · Amount on File
Deed Book / Page	9288 / 258
Transfer Doc	0036250629
Record Updated	Oct 29, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 10, 2019
Property Address	279 BELL RD, WESTMINSTER, MD 21158-4107
Document Number	0092880258
Book / Page	9288 / 0258
Map Reference	MB 30 FO 115
Instrument Date	May 9, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 BELL RD, WESTMINSTER, MD 21158-4107

Mortgage

Document Number	0009288265
Date	May 10, 2019
Instrument	9288/265

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 279 Bell Rd was $10,304, up 8.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,304.00 (+8.22%)	$609,800 (+8.27%) Land $140,900 Building $468,900	$609,800 (-) Land $140,900 Building $468,900
2025	$9,521.00	$563,200	$609,800 Land $140,900 Building $468,900
2023	$7,943.00	$470,000 Land $140,900 Building $329,100	$470,000 Land $140,900 Building $329,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 Bell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20