Carroll County property record for 261 Bell Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,901 sqft · built 1977 |
| Lot Size | 1.93 acres (84,419 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,900 (Dec 2012) |
| Tax Bill | $6,941 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-077041 |
| Primary APN | 07-077041 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,901 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 84,419 sqft (1.93 acres) |
| Garage Type | Attached |
| Garage Area | 922 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Patio Area | 403 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 077041 |
|---|---|
| Street Address | 261 BELL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT - 1.938 ACRES SE/S BELL RD AVONDALE |
| Legal Subdivision | AVONDALE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 507703 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 261 BELL RD, WESTMINSTER, MD 21158-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Line of Credit ACNB BANK |
| Jun 2, 2018 | Deed of Trust, Mortgage · Line of Credit NWSB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2012 · Amount on Record |
| Deed Sale | Dec 28, 2012 · Amount on Record |
| Deed Book / Page | 7160 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 261 BELL RD, WESTMINSTER, MD 21158-4107 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100920491 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 10092/491 |
| Name | ACNB BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 261 BELL RD, WESTMINSTER, MD 21158-4107 |
| Document Number | 0090470039 |
| Instrument Date | Jun 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 261 BELL RD WESTMINSTER MD 211584107, WESTMINSTER, MD 21158-4107 |
| Document Number | 0090470039 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 009047/000039 |
| Name | NWSB BANK |
|---|---|
| Address | 16 LINCOLN SQ, GETTYSBURG, PA 17325-2205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,941.00 (+8.47%) | $409,600 (+30.9%) Land $149,300 Building $260,300 | $409,600 (+30.9%) Land $149,300 Building $260,300 |
| 2025 | $6,399.00 (+21.01%) | ||
| 2023 | $5,288.00 | $312,900 Land $139,300 Building $173,600 | $312,900 Land $139,300 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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