287 Bannard Ave, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda Town property record for 287 Bannard Ave, Tonawanda, NY 14150

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,632 sqft · built 1968
Lot Size	0.122 acres (5,320 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Jan 2026)
Tax Bill	$8,434 (2026)
Deeds & Mortgages	Apr 2026 Transfer Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146489 53.10-4-4`

Property Details

APN / Parcel Number

Primary APN	`146489 53.10-4-4`
Alternative APNs	`64890531000004004000` `027 0118500`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,632 sqft Total Area
1st Floor Area	1,316 sqft
2nd Floor Area	1,316 sqft
Game Room	Game Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,320 sqft (0.122 acres)
Lot Dimensions	133 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	027 0118500
Street Address	287 BANNARD AVE
City	TONAWANDA
State	NY
Zip	14150-6217
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Description	140 E MALDINER AVE 843 BLT 5 6 40 X 133
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	5
Census Block	5004
Census Tract	8101

Owner

287 Bannard Ave, a duplex, is owner-occupied and held in a trust since January 2026.

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	287 BANNARD AVE, TONAWANDA, NY 14150-6217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Intrafamily Transfer, Transfer Quitclaim
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Jan 16, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Dec 22, 2008 · Amount on File
Deed Document Number	20262026009741
Deed Book / Page	11456 / 567
Prior Transfer Date	Dec 20, 2025
Prior Transfer Doc	0114560564
Record Updated	Oct 29, 2026

April 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Apr 20, 2026
Property Address	287 BANNARD AVE, TONAWANDA, NY 14150-6217
Document Number	0114597789
Book / Page	11459 / 7789
Instrument Date	Mar 30, 2026
Instrument	202672997
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	287 BANNARD AVE, TONAWANDA, NY 14150-6217

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 16, 2026
Property Address	287 BANNARD AVE, TONAWANDA, NY 14150-6217
Document Number	0114560567
Book / Page	11456 / 567
Instrument Date	Dec 30, 2025
Instrument	2026009741
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 BARNARD ST, BUFFALO, NY 14206-3212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 FLETCHER ST, TONAWANDA, NY 14150-3613

Mortgage

Document Number	0141875471
Date	Jan 16, 2026
Instrument	14187/5471

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ERIE NY
Recording Date	Jan 16, 2026
Property Address	287 BANNARD AVE, TONAWANDA, NY 14150-6217
Document Number	0114560564
Book / Page	11456 / 564
Instrument Date	Dec 20, 2025
Instrument	2026009740
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 287 Bannard Ave was $8,434 with a veteran's exemption, up 21.8% from the year before.

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,434.00 (+21.77%) Veteran's exemption
2025	$6,926.00 (+144.48%)	$67,900 (-) Land $7,600 Building $60,300	$323,300 (+9.51%) Land $36,187 Building $287,113
2024	$2,833.00 Veteran's exemption	$67,900 (-) Land $7,600 Building $60,300	$295,217 (+4.35%) Land $33,043 Building $262,174
2023		$67,900 Land $7,600 Building $60,300	$282,900 Land $31,665 Building $251,235
2019	$5,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 287 Bannard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 287 Bannard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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