2863 Cascade Falls Cir, Elgin, IL 60124 Property Records

Kane County property record for 2863 Cascade Falls Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,690 sqft · built 2009
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2022)
Tax Bill	$6,382 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-29-170-011`

Property Details

APN / Parcel Number

Primary APN	`06-29-170-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2863 CASCADE FALLS CIR
City	ELGIN
State	IL
Zip	60124-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 4 LT 901
Legal Subdivision	EDGEWATER SUB
Legal Phase	4
Legal Block	2
Legal Lot Number	901
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2863 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	202250167
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0000032792
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 12, 2022
Property Address	2863 CASCADE FALLS CIR, ELGIN, IL 60124-3115
Document Number	0000050167
Map Reference	DOC 2007K078873
Instrument Date	Oct 3, 2022
Instrument	2022K050167
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 CASCADE FALLS CIR, ELGIN, IL 60124-3115

Mortgage

Document Number	0000050168
Date	Oct 12, 2022
Instrument	2022K050168

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,382.00 (-15.44%) Homeowner's exemption Senior Citizen's exemption	$119,767 (+8.57%) Land $34,955 Building $84,812	$359,445 (+8.57%) Land $104,907 Building $254,538
2024	$7,547.00 (+8.98%)	$110,313 (+21.39%) Land $32,196 Building $78,117	$331,071 (+21.44%) Land $96,627 Building $234,445
2022	$6,925.00 (+4.96%) Homeowner's exemption	$90,872 (+6.96%) Land $26,522 Building $64,350	$272,616 (+6.96%) Land $79,566 Building $193,050
2021	$6,598.00 Homeowner's exemption	$84,959 Land $24,796 Building $60,163	$254,877 Land $74,388 Building $180,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20