28648 Iris Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28648 Iris Dr, Chesterfield, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,983 sqft · built 2002
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (May 2018)
Tax Bill	$5,622 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-229-092`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-229-092`
Alternative APN	`0929229092`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,983 sqft Living Area
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft
Unfinished Basement	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 62.7 ft wide
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28648 IRIS DR
City	CHESTERFIELD
State	MI
Zip	48047-5418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B RES
Legal Description	3RD AMEND CLOVER ESTATES CONDOMINIUM LIBER 11495 PAGE 891 M.C.C.P 499 UNIT 92
Legal Subdivision	AMEND CLOVER ESTATES
Legal Unit	92
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2013
Census Tract	221200

Owner

28648 Iris Dr, a condominium, is owned and occupied by two individuals who bought it in May 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28648 IRIS DR, CHESTERFIELD, MI 48047-5418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
May 4, 2018	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Mar 16, 2004 · Amount on File
Deed Document Number	20188053242
Deed Book / Page	25348 / 305
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28648 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28648 IRIS DR, CHESTERFIELD, MI 48047-5418

Mortgage

Document Number	2200136746
Date	Dec 19, 2022
Book Page	28941/501
Instrument	202200136746

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28648 IRIS DR, CHESTERFIELD, MI 48047-5418
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054776
Date	May 6, 2020
Book Page	26686/879
Instrument	2054776

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 4, 2018
Property Address	28648 IRIS DR, CHESTERFIELD, MI 48047-5418
Document Number	0000053242
Book / Page	25348 / 305
Map Reference	LB 6747 PG 49-95
Instrument Date	May 1, 2018
Instrument	8053242
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,347.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28648 IRIS DR # 92, 28648, CHESTERFIELD, MI 48047-5418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28648 IRIS DR # 92, 92, CHESTERFIELD, MI 48047-5418

Mortgage

Document Number	0000053243
Date	May 4, 2018
Instrument	8053243

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28648 Iris Dr was $5,622 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,900	$371,800
2025	$5,622.00
2023		$161,700	$323,400
2022	$4,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28648 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28648 Iris Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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