2868 Vail Rd, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 2868 Vail Rd, Gowanda, NY 14070

Property Summary

Property TypeRural Home
Details4 bd · 1.5 ba · 1,824 sqft · built 1850
Lot Size62.2 acres (2,709,432 sqft)
OwnerIndividual Name on Record
Tax Bill$3,300 (2026)
Deeds & MortgagesSep 2022 Transfer
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN143689 357.00-2-1

Property Details

APN / Parcel Number

Primary APN143689 357.00-2-1
Alternative APNs
  • 36893570000002001000
  • 020 0017000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area912 sqft
2nd Floor Area912 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area2,709,432 sqft (62.2 acres)
Lot Width1,943 ft Width
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area64 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number020 0017000
Street Address2868 VAIL RD
CityGOWANDA
StateNY
Zip14070-9741
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeN000
Legal DescriptionWITT EDDY HGWY MILKS
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block2
Legal Lot Number1.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2065
Census Tract17502

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2868 VAIL RD, GOWANDA, NY 14070-9741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Intrafamily Transfer, Transfer
Mar 27, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 13, 2022
Transfer Doc0114080750
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateSep 22, 2022
Property Address2868 VAIL RD, GOWANDA, NY 14070-9741
Document Number0114080750
Book / Page11408 / 750
Instrument DateSep 13, 2022
Instrument2022181091
Transaction TypeTransfer
Record UpdatedDec 7, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2868 VAIL RD, 2868, GOWANDA, NY 14070-9741

Transferred To (Grantee/Buyer)

NameVerified Name
Address2868 VAIL RD, GOWANDA, NY 14070-9741

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address2868 VAIL RD, GOWANDA, NY 14070-9741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139344654
DateMar 27, 2020
Book Page13934/4654
Instrument2020065781
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,300.00 (-11.36%) Homeowner's exemption
2025$3,723.00 (+265%)$85,200 (-) Land $46,600 Building $38,600$304,300 (+21.43%) Land $166,436 Building $137,864
2024$1,020.00 Homeowner's exemption Additional exemption filed$85,200 (-) Land $46,600 Building $38,600$250,588 (+5.87%) Land $137,059 Building $113,529
2023Homeowner's exemption Additional exemption filed$85,200 (-) Land $46,600 Building $38,600$236,700 (+16.66%) Land $129,463 Building $107,237
2022$85,200 Land $46,600 Building $38,600$202,900 Land $110,976 Building $91,924
2021$1,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2009)
Most Recent ClaimAug 2009 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber
1,000 / 1,000

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