2866 E Vista Way, Vista, CA 92084 Property Records

San Diego County property record for 2866 E Vista Way, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,663 sqft · built 1986
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$338,000 (Apr 2009)
Tax Bill$4,873 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN170-240-15-00

Property Details

APN / Parcel Number

Primary APN170-240-15-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,663 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Roof MaterialTile
Lot Area22,216 sqft (0.51 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2866 E VISTA WAY
CityVISTA
StateCA
Zip92084-1918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 6-11-3W SEQ DOC139727REC72 IN NEQ OF
Legal Range03W
Legal Township11
Legal Section06
Legal SubdivisionVISTA ACRES
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract19203

Owner

2866 E Vista Way is owned and occupied by two individuals who bought it in April 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2866 E VISTA WAY, VISTA, CA 92084-1918
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 15, 2020Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2009 · Amount on File
Deed SaleApr 15, 2009 · Amount on File
Prior SaleMay 13, 2005 · Amount on File
Deed Document Number2009192832
Prior Transfer DateOct 23, 2006
Prior Transfer Doc0000796283
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2866 E VISTA WAY, VISTA, CA 92084-1918
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2866 E VISTA WAY, VISTA, CA 92084-1918

Mortgage

Document Number0000286201
DateOct 19, 2023
Instrument2023-0286201
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2038

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2866 E VISTA WAY, VISTA, CA 92084-1918
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2866 E VISTA WAY, VISTA, CA 92084-1918

Mortgage

Document Number0000628385
DateOct 15, 2020
Instrument2020-0628385
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2866 E Vista Way was $4,873 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$443,951 (+2%) Land $32,826 Building $411,125
2025$4,873.00 Homeowner's exemption$435,247 Land $32,183 Building $403,064
2023$4,481.00 (+0.29%) Homeowner's exemption$418,347 Land $30,934 Building $387,413
2022$4,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2866 E Vista Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2866 E Vista Way is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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