28652 Cedar Rdg Rd, Lake Forest (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 28652 Cedar Rdg Rd, Lake Forest, CA 92679

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,513 sqft · built 1993
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (Jul 2017)
Tax Bill	$10,432 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`606-272-85`

Property Details

APN / Parcel Number

Primary APN	`606-272-85`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,513 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,000 sqft (0.161 acres)
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	28652 CEDAR RIDGE RD
City	LAKE FOREST
State	CA
Zip	92679-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13310 BLK LOT 45
Legal Subdivision	TRACT NO 13310
Legal Tract	13310
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1007
Census Tract	52428

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28652 CEDAR RIDGE RD, TRABUCO CANYON, CA 92679-1125
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 23, 2021	Intrafamily Transfer, Transfer
Jul 23, 2021	Intrafamily Transfer, Transfer
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 14, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	2017291190
Last Transfer Date	May 6, 2021
Transfer Doc	0000471642
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28652 CEDAR RIDGE RD, TRABUCO, CA 92679-1125

Mortgage

Document Number	0000492439
Date	Aug 4, 2021
Instrument	2021000492439

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28652 CEDAR RIDGE RD, TRABUCO CANYON, CA 92679-1125

Mortgage

Document Number	0000308909
Date	May 10, 2021
Instrument	2021000308909

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 23, 2021
Property Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000471641
Map Reference	MB 617 PG 22-27
Instrument Date	May 6, 2021
Instrument	2021000471641
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 23, 2021
Property Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000471642
Map Reference	MB 617 PG 22-27
Instrument Date	May 6, 2021
Instrument	2021000471642
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000439029
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28652 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

Mortgage

Document Number	0000439029
Date	Aug 26, 2020
Instrument	439029

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 14, 2017
Property Address	28652 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000291190
Instrument Date	Jun 14, 2017
Instrument	291190
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28652 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

Mortgage

Document Number	291191
Date	Jul 14, 2017
Instrument	291191

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,509 (+2%) Land $700,807 Building $314,702
2025	$10,432.00 (+4.29%)	$995,598 (+4.04%) Land $687,066 Building $308,532
2023	$10,003.00 (+1.81%)	$956,939 Land $660,387 Building $296,552
2022	$9,825.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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