28642 Cedar Rdg Rd, Lake Forest (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 28642 Cedar Rdg Rd, Lake Forest, CA 92679

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,363 sqft · built 1990
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`606-272-84`

Property Details

APN / Parcel Number

Primary APN	`606-272-84`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,363 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,000 sqft (0.138 acres)
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28642 CEDAR RIDGE RD
City	TRABUCO CANYON
State	CA
Zip	92679-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13310 BLK LOT 44
Legal Subdivision	TRACT NO. 13310
Legal Tract	13310
Legal Lot Number	44
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1007
Census Tract	52428

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28642 CEDAR RIDGE RD, TRABUCO CANYON, CA 92679-1125
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Loan Modification, Mortgage · Conventional Mortgage US BANK NA 2003-1 (CE)
Apr 18, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 15, 2022
Transfer Doc	0000415068
Record Updated	Sep 20, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	28642 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000369721
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28642 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

Mortgage

Document Number	0000369721
Date	Aug 30, 2017
Instrument	369721

Lender

Name	US BANK NA 2003-1 (CE)
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 29, 2057

Interest

Rate Type	Fixed Rate
Rate	3%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 18, 2017
Property Address	28642 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000156983
Instrument Date	Apr 13, 2017
Instrument	156983
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28642 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2018
Property Address	28642 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000222101
Instrument Date	Apr 13, 2017
Instrument	222101
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28642 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,732 (+2%) Land $226,900 Building $295,832
2025	$5,271.00 (+4.33%) Homeowner's exemption	$512,483 (+4.04%) Land $222,451 Building $290,032
2023	$5,052.00 (+103.71%) Homeowner's exemption	$492,584 Land $213,813 Building $278,771
2022	$2,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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