28622 Cedar Rdg Rd, Lake Forest (Trabuco Canyon), CA 92679 Property Records

Orange County property record for 28622 Cedar Rdg Rd, Lake Forest, CA 92679

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,259 sqft · built 1990
Lot Size	0.158 acres (6,875 sqft)
Owner	Trust Name on File
Last Sale	$640,000 (Jul 2014)
Tax Bill	$7,984 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`606-272-81`

Property Details

APN / Parcel Number

Primary APN	`606-272-81`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,259 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,875 sqft (0.158 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28622 CEDAR RIDGE RD
City	TRABUCO CANYON
State	CA
Zip	92679-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13310 BLK LOT 41
Legal Tract	13310
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1007
Census Tract	52428

Owner

28622 Cedar Rdg Rd is owner-occupied and held in a trust since June 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	28622 CEDAR RIDGE RD, TRABUCO CANYON, CA 92679-1125
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on File
Deed Sale	Jul 25, 2014 · Amount on File
Prior Sale	Dec 22, 1997 · Amount on File
Deed Document Number	2014298635
Last Transfer Date	Jun 6, 2019
Transfer Doc	0000196884
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28622 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064318
Date	Feb 14, 2020
Instrument	2020000064318

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2019
Property Address	28622 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000196884
Instrument Date	Jun 6, 2019
Instrument	196884
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28622 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28622 CEDAR RIDGE RD, LAKE FOREST, CA 92679-1125
Document Number	0000390786
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28622 CEDAR RIDGE RD TRABUCO CANYON CA 926791125, TRABUCO CANYON, CA 92679-1125

Mortgage

Document Number	0000390786
Date	Sep 14, 2017
Instrument	390786

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28622 Cedar Rdg Rd was $7,984 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,565 (+2%) Land $510,438 Building $274,127
2025	$7,984.00 Homeowner's exemption	$769,182 Land $500,430 Building $268,752
2023	$7,653.00 (+1.84%) Homeowner's exemption	$739,314 Land $480,997 Building $258,317
2022	$7,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28622 Cedar Rdg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28622 Cedar Rdg Rd is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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