2865 Westerham Rd, Downingtown, PA 19335 Property Records

Chester County property record for 2865 Westerham Rd, Downingtown, PA 19335

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,397 sqft · built 2006
Lot Size	0.429 acres (18,702 sqft)
Owner	2 Individual Names on File
Last Sale	$422,754 (Jul 2006)
Tax Bill	$1,253 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-4-468`

Property Details

APN / Parcel Number

Primary APN	`39-4-468`
Alternative APN	`3904 04680000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,397 sqft Living Area
Gross Area	4,817 sqft
Basement Area	1,130 sqft
Finished Basement	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	18,702 sqft (0.429 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2865 WESTERHAM RD
City	DOWNINGTOWN
State	PA
Zip	19335-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66W & DWG
Legal Subdivision	BAILEY STATION
Legal Lot Number	66W
Jurisdiction	CHESTER PA
Township / Civil Division	CALN
Census Block Group	3
Census Block	3024
Census Tract	311401

Owner

Source: Chester County records · APN 39-4-468

Assessment roll updated May 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2865 WESTERHAM RD, DOWNINGTOWN, PA 19335-6019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2006 · Amount on Record
Deed Sale	Jul 27, 2006 · Amount on Record
Prior Sale	Dec 02, 2005 · Amount on Record
Deed Document Number	200610671515
Deed Book / Page	6907 / 2168
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	2865 WESTERHAM RD, DOWNINGTOWN, PA 19335-6019
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105030060
Date	Apr 12, 2021
Book Page	10503/60
Instrument	11822327

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Caln Township
Unified School District	Coatesville Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,253.00 (-89.16%)	$222,290 (-) Land $32,090 Building $190,200	$222,290 (-) Land $32,090 Building $190,200
2024	$11,554.00	$222,290 Land $32,090 Building $190,200
1998			$222,290 Land $32,090 Building $190,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (42029C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420293114013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 170 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PA AMERICAN COATESVILLE serves 36,960 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.