2860 Westerham Rd, Downingtown, PA 19335 Property Records

Chester County property record for 2860 Westerham Rd, Downingtown, PA 19335

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,600 sqft · built 2008
Lot Size0.19 acres (8,279 sqft)
OwnerIndividual Name on Record
Last Sale$396,435 (Jan 2008)
Tax Bill$927 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN39-4-482

Property Details

APN / Parcel Number

Primary APN39-4-482
Alternative APN
  • 3904 04820000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,600 sqft Living Area
Gross Area3,104 sqft
Basement Area504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area8,279 sqft (0.19 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2860 WESTERHAM RD
CityDOWNINGTOWN
StatePA
Zip19335-6020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 80W & DWG
Legal SubdivisionBAILEY STATION PLAN 17922
Legal Lot Number80W
JurisdictionCHESTER PA
Township / Civil DivisionCALN
Census Block Group3
Census Block3022
Census Tract311401

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2860 WESTERHAM RD, DOWNINGTOWN, PA 19335-6020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2008 · Amount on Record
Deed SaleJan 22, 2008 · Amount on Record
Prior SaleApr 26, 2007 · Amount on Record
Deed Document Number200810817470
Deed Book / Page7351 / 262
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address2860 WESTERHAM RD, DOWNINGTOWN, PA 19335-6020
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2860 WESTERHAM RD, DOWNINGTOWN, PA 19335-6020

Mortgage

Document Number0105101603
DateApr 16, 2021
Book Page10510/1603
Instrument11824486
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 16, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionCaln Township
Unified School DistrictCoatesville Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$927.00 (-89.16%)$164,500 (-) Land $30,410 Building $134,090$164,500 (-) Land $30,410 Building $134,090
2024$8,550.00$164,500 Land $30,410 Building $134,090
1998$164,500 Land $30,410 Building $134,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN COATESVILLE
serves 36,960 people · EPA ID PA1150106
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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