2865 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2865 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,921 sqft · built 2002
Lot Size	0.066 acres (2,890 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2021)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-328-010`

Property Details

APN / Parcel Number

Primary APN	`19-30-328-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,921 sqft
Gross Area	3,050 sqft
1st Floor Area	1,455 sqft
2nd Floor Area	466 sqft

Exterior

Year Built	Built 2002
Exterior Material	Frame Siding
Lot Area	2,890 sqft (0.066 acres)
Lot Dimensions	67 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2865 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0064137 NWLY 43.12FT LT 57 CREEKSIDE OF ALGONQUIN THE VILLAS PHASE 3
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Phase	3
Legal Lot Number	57
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

2865 Waterfront Ave is owned and occupied by an individual who bought it in November 2021.

Source: McHenry County records, as of August 7, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2865 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Oct 2, 2002 · Amount on File
Deed Document Number	2021R0064137
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 30, 2021
Property Address	2865 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000064137
Map Reference	DOC R2001R0098234
Instrument Date	Nov 30, 2021
Instrument	2021R0064137
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2865 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

Mortgage

Document Number	0000064138
Date	Nov 30, 2021
Instrument	2021R0064138

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$88,178 Land $16,326 Building $71,852	$264,534 Land $48,978 Building $215,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2865 Waterfront Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 Waterfront Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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