2854 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2854 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,839 sqft · built 2002
Lot Size	0.56 acres (2,434 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Feb 2026)
Tax Bill	$5,440 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-007`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,839 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	2,434 sqft (0.56 acres)
Lot Dimensions	67 ft deep x 36 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2854 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0018954 S 36.27FT N 80.81FT LT 58 CREEKSIDE OF ALGONQUIN THE VILLAS PHASE 3
Legal Subdivision	CREEKSIDE OF ALGONQUIN THE VILLAS PHASE
Legal Phase	3
Legal Lot Number	58
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 PEBBLE BEACH CT, LAKE IN THE HILLS, IL 60156-4493
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer THE LORRY A SCURTO REVOCABLE LIVING TRUS
May 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	20263228
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 4, 2026
Property Address	2854 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Document Number	0000003228
Map Reference	DOC 2001R0098234
Instrument Date	Jan 27, 2026
Instrument	2026R0003228
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2854 WATERFRONT AVE, ALGONQUIN, IL 60102-6835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2854 WATERFRONT AVE, ALGONQUIN, IL 60102-6835

Mortgage

Document Number	0000003229
Date	Feb 4, 2026
Instrument	2026R0003229

Lender

Name	THE LORRY A SCURTO REVOCABLE LIVING TRUS
Type	Non-Lending Institution
Address	LAKE IN THE HILLS, IL 60156

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Feb 28, 2031

Interest

Rate	4%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 26, 2022
Property Address	2854 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Document Number	0000018954
Map Reference	DOC 2001R0098234
Instrument Date	May 16, 2022
Instrument	2022R0018954
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4733 N LAVERGNE AVE, CHICAGO, IL 60630-3802

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,440.00 Homeowner's exemption	$95,654 (+13.03%) Land $18,583 Building $77,071	$286,962 (+13.03%) Land $55,749 Building $231,213
2022	Homeowner's exemption	$84,628 Land $14,925 Building $69,703	$253,884 Land $44,775 Building $209,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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