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2863 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2863 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,839 sqft · built 2002
Lot Size0.055 acres (2,420 sqft)
OwnerIndividual Name on File
Last Sale$232,082 (Sep 2002)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-30-328-011

Property Details

APN / Parcel Number

Primary APN19-30-328-011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,839 sqft
Gross Area2,901 sqft
1st Floor Area1,352 sqft
2nd Floor Area487 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialFrame Siding
Lot Area2,420 sqft (0.055 acres)
Lot Dimensions67 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2863 WATERFRONT AVE
CityALGONQUIN
StateIL
Zip60102-6834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0086426 SELY 36.11FT NWLY 79.23FT LT 57 CREEKSIDE OF ALGONQUIN THE VILLAS PHASE 3
Legal Range08E
Legal Township43N
Legal Section30
Legal SubdivisionCREEKSIDE/ALGONQUIN/VLS PH 03
Legal Phase3
Legal Lot Number57
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4000
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2863 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2002 · Amount on File
Deed SaleSep 30, 2002 · Amount on File
Deed Document Number2002R0086426
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2863 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Transaction TypeMortgage
Record UpdatedAug 3, 2021
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040141
DateJul 22, 2021
Instrument2021R0040141
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$86,771 Land $14,925 Building $71,846$260,313 Land $44,775 Building $215,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: i3 Broadband.

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