2865 Upper Breckenridge Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2865 Upper Breckenridge Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,986 sqft · built 1989
Lot Size	0.226 acres (9,862 sqft)
Owner	Individual Name on Record
Last Sale	$329,900 (Sep 2019)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	May 2017 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07320-BC-07000`

Property Details

APN / Parcel Number

Primary APN	`07320-BC-07000`
Alternative APN	`378282`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,207 sqft
Basement Area	779 sqft
Finished Basement	779 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,862 sqft (0.226 acres)
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Deck Area	538 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	378282
Street Address	2865 UPPER BRECKENRIDGE LOOP NW
City	SALEM
State	OR
Zip	97304-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRECKENRIDGE HEIGHTS NO.2 LOT 3 BLOCK 7
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	BRECKENRIDGE HEIGHTS NO.2
Legal Block	7
Legal Lot Number	3
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	5203

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 9, 2022	Deed of Trust, Mortgage · Line of Credit OREGON STATE CU
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Document Number	20199978
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0000008719
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005242
Date	May 3, 2017
Instrument	2017-005242

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005481
Date	Mar 29, 2021
Instrument	2021-005481

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005644
Date	May 9, 2022
Instrument	2022-005644

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 10, 2019
Property Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Document Number	0000009978
Instrument Date	Sep 9, 2019
Instrument	2019-009978
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435

Mortgage

Document Number	0000009979
Date	Sep 10, 2019
Instrument	2019-009979

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK OR
Recording Date	Aug 13, 2019
Property Address	2865 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Document Number	0000008719
Instrument Date	Aug 9, 2019
Instrument	8719
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 UPPER BRECKENRIDGE LOOP NW SALEM OR 973043435, SALEM, OR 97304-3435

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,330 (+3%) Land $64,230 Building $219,100	$500,830 (+3.08%) Land $150,000 Building $350,830
2025	$5,434.00 (+7.99%)	$275,080 (+3%) Land $62,360 Building $212,720	$485,870 (+0.48%) Land $141,350 Building $344,520
2024	$5,032.00 (+2.97%)	$267,070 (+3%) Land $60,540 Building $206,530	$483,570 (+0.18%) Land $138,900 Building $344,670
2023	$4,887.00 (+3.32%)	$259,300 (+3%) Land $58,780 Building $200,520	$482,720 (+7.42%) Land $137,600 Building $345,120
2022	$4,730.00	$251,750 Land $57,060 Building $194,690	$449,390 Land $125,750 Building $323,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, Hunter Communications.

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