2825 Upper Breckenridge Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2825 Upper Breckenridge Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,465 sqft · built 1987
Lot Size	0.186 acres (8,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,900 (Feb 2018)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07320-BC-07200`

Property Details

APN / Parcel Number

Primary APN	`07320-BC-07200`
Alternative APN	`378307`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,465 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,105 sqft (0.186 acres)
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Deck Area	270 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	378307
Street Address	2825 UPPER BRECKENRIDGE LOOP NW
City	SALEM
State	OR
Zip	97304-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRECKENRIDGE HEIGHTS NO.2 LOT 5 BLOCK 7
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	BRECKENRIDGE HEIGHTS NO.2
Legal Block	7
Legal Lot Number	5
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	5203

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2825 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WMS SERIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Apr 11, 2016 · Amount on Record
Deed Document Number	20181921
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2825 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435

Mortgage

Document Number	0000017955
Date	Nov 15, 2021
Instrument	2021-017955

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 15, 2018
Property Address	2825 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Document Number	0000001921
Instrument Date	Feb 13, 2018
Instrument	1921
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2825 UPPER BRECKENRIDGE LOOP NW SALEM OR 973043435, SALEM, OR 97304-3435

Mortgage

Document Number	1922
Date	Feb 15, 2018
Instrument	1922

Lender

Name	WMS SERIES
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,390 (+3%) Land $58,790 Building $188,600	$440,170 (+4.24%) Land $150,000 Building $290,170
2025	$4,745.00 (+7.99%)	$240,190 (+3%) Land $57,080 Building $183,110	$422,280 (-0.46%) Land $140,000 Building $282,280
2024	$4,394.00 (+2.98%)	$233,200 (+3%) Land $55,420 Building $177,780	$424,230 (+0.97%) Land $138,900 Building $285,330
2023	$4,267.00 (+3.32%)	$226,410 (+3%) Land $53,810 Building $172,600	$420,160 (+5.94%) Land $137,600 Building $282,560
2022	$4,130.00	$219,820 Land $52,240 Building $167,580	$396,600 Land $125,750 Building $270,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, Hunter Communications.

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