2845 Upper Breckenridge Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2845 Upper Breckenridge Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,912 sqft · built 1991
Lot Size	0.204 acres (8,899 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,105 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07320-BC-07100`

Property Details

APN / Parcel Number

Primary APN	`07320-BC-07100`
Alternative APN	`378295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,077 sqft
2nd Floor Area	835 sqft
Basement Area	643 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,899 sqft (0.204 acres)
Garage Area	697 sqft
Parking Spaces	4 Parking Spaces
Deck Area	429 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	378295
Street Address	2845 UPPER BRECKENRIDGE LOOP NW
City	SALEM
State	OR
Zip	97304-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRECKENRIDGE HEIGHTS NO.2 LOT 4 BLOCK 7
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	BRECKENRIDGE HEIGHTS NO.2
Legal Block	7
Legal Lot Number	4
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	5203

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2845 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2845 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013490
Date	Nov 13, 2017
Instrument	2017-013490

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 19, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2845 UPPER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3435
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013483
Date	Nov 13, 2017
Instrument	2017-013483

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,320 (+3%) Land $81,900 Building $236,420	$552,200 (+2.98%) Land $150,000 Building $402,200
2025	$6,105.00 (+7.98%)	$309,050 (+3%) Land $79,510 Building $229,540	$536,210 (+0.44%) Land $141,350 Building $394,860
2024	$5,654.00 (+2.99%)	$300,050 (+3%) Land $77,200 Building $222,850	$533,860 (+0.97%) Land $138,900 Building $394,960
2023	$5,490.00 (+3.31%)	$291,320 (+3%) Land $74,950 Building $216,370	$528,720 (+5.48%) Land $137,600 Building $391,120
2022	$5,314.00	$282,840 Land $72,770 Building $210,070	$501,260 Land $125,750 Building $375,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, Hunter Communications.

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