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2822 Surf Ave, Lorain, OH 44053 Property Records

Lorain County property record for 2822 Surf Ave, Lorain, OH 44053 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,307 sqft · built 1900
Lot Size0.05 acres (2,178 sqft)
Owner2 Trust Names on File
Last Sale$52,500 (Oct 2001)
Tax Bill$58 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-02-021-110-022

Property Details

APN / Parcel Number

Primary APN02-02-021-110-022

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,307 sqft Living Area
1st Floor Area1,171 sqft
Upper Floors Area325 sqft
Basement Area1,171 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions63 ft deep x 35 ft wide
Garage TypeDetached
Garage Area713 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area226 sqft
Deck Area250 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2822 SURF AVE
CityLORAIN
StateOH
Zip44053-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionERIE BEACH 35 X 63
Legal SubdivisionERIE BEACH
Legal Tract02
Legal Block110
Legal Lot Number14
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2013
Census Tract22601

Owner

Source: Lorain County records · APN 02-02-021-110-022

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address2822 SURF AVE, LORAIN, OH 44053-1539
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Intrafamily Transfer, Transfer
Aug 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 05, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 05, 2018Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2001 · Amount on Record
Deed SaleOct 31, 2001 · Amount on Record
Prior SaleFeb 08, 2000 · Amount on Record
Deed Document Number2001787328
Last Transfer DateOct 08, 2020
Transfer Doc20210836758
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateAug 30, 2021
Property Address2822 SURF AVE, LORAIN, OH 44053-1539
Document Number20210836760
Map ReferenceVOL 11 PG 8
Instrument DateOct 08, 2020
Instrument2021-0836760
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2822 SURF AVE, LORAIN, OH 44053-1539

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateAug 30, 2021
Property Address2822 SURF AVE, LORAIN, OH 44053-1539
Document Number20210836758
Map ReferenceVOL 11 PG 8
Instrument DateOct 08, 2020
Instrument2021-0836758
Transaction TypeTransfer
Record UpdatedSep 07, 2021
Title CompanyAMROCK INC, AMROCK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2822 SURF AVE, LORAIN, OH 44053-1539

Mortgage

Document Number20210836759
DateAug 30, 2021
Instrument2021-0836759
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueNov 01, 2050

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateMar 05, 2018
Property Address2822 SURF AVE, LORAIN, OH 44053-1539
Document Number0000663687
Map ReferenceMB 11 PG 8
Instrument DateFeb 21, 2018
Instrument2018-0663687
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2822 SURF AVE, LORAIN, OH 44053-1539

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateMar 05, 2018
Property Address2822 SURF AVE, LORAIN, OH 44053-1539
Document Number0000663689
Instrument DateFeb 21, 2018
Instrument663689
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2822 SURF AVE LORAIN OH 440531539, LORAIN, OH 44053-1539

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$58.00 (-94.03%) Homeowner's exemption$43,150 (%) Land $1,930 Building $41,220$123,290 (-) Land $5,510 Building $117,780
2024$971.00 (+132.85%)$43,152 (+63.34%) Land $1,929 Building $41,223$123,290 (+63.34%) Land $5,510 Building $117,780
2023$417.00 (-8.35%)$26,418 (-0.01%) Land $2,513 Building $23,905$75,480 (-) Land $7,180 Building $68,300
2022$455.00$26,420 Land $2,510 Building $23,910
2021$75,480 Land $7,180 Building $68,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930226012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
7 of 7 on primary residences
Nearby Flood Claims19 (1987–2023)
Claims Outside the SFHA5 of 19
Most Recent ClaimAug 2023, river or lake flooding
Flood Events
  • Hurricane Katrina Evacuation (Sep 2005), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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