2818 Surf Ave, Lorain, OH 44053 Property Records

Lorain County property record for 2818 Surf Ave, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1959
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Tax Bill$994 (2025)
Deeds & MortgagesAug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN02-02-021-110-019

Property Details

APN / Parcel Number

Primary APN02-02-021-110-019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area1,320 sqft
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchStoop
Porch Area80 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address2818 SURF AVE
CityLORAIN
StateOH
Zip44053-1539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description42-02-221A -087-00
Legal SubdivisionON ERIE BEACH COMPANYS ALLOTMENT
Legal Tract02
Legal Block110
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2013
Census Tract22601

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 443, ELYRIA, OH 44036-0443
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateAug 21, 2020
Property Address2818 SURF AVE, LORAIN, OH 44053-1539
Document Number0000775262
Instrument DateJun 26, 2020
Instrument775262
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 443 ELYRIA OH 440360443, ELYRIA, OH 44036-0443

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$994.00 (-4.97%)$24,770 (-0.01%) Land $9,920 Building $14,850$70,780 (-) Land $28,350 Building $42,430
2024$1,046.00 (-21.94%)$24,773 (+17.76%) Land $9,923 Building $14,851$70,780 (+17.77%) Land $28,350 Building $42,430
2023$1,340.00 (+15.92%)$21,036 (+0.03%) Land $8,404 Building $12,632$60,100 (-) Land $24,010 Building $36,090
2022$1,156.00$21,030 Land $8,400 Building $12,630
2021$60,100 Land $24,010 Building $36,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1987–2023)
Claims Outside the SFHA5 of 19
Most Recent ClaimAug 2023 · river or lake flooding
Claims by Event
  • Hurricane Katrina Evacuation, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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