2845 Ridgeway Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2845 Ridgeway Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,293 sqft · built 1965
Lot Size	0.207 acres (9,060 sqft)
Owner	Individual Name on Record
Tax Bill	$3,030 (2024)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-206-014`

Property Details

APN / Parcel Number

Primary APN	`10-27-206-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,293 sqft
Basement Area	1,293 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	9,060 sqft (0.207 acres)
Lot Dimensions	151 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2845 RIDGEWAY AVE
City	DUBUQUE
State	IA
Zip	52001-5471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-279 & 2-278 LENOX ADD
Legal Subdivision	IRVING
Legal Lot Number	1-279 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3016
Census Tract	1201

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2845 RIDGEWAY AVE, DUBUQUE, IA 52001-5471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AIM CU
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AIM CU
May 24, 2018	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2845 RIDGEWAY AVE, DUBUQUE, IA 52001-5471
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005825
Date	Jun 22, 2023
Instrument	2023-00005825

Lender

Name	AIM CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2845 RIDGEWAY AVE, DUBUQUE, IA 52001-5471
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006504
Date	May 20, 2022
Instrument	2022-00006504

Lender

Name	AIM CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2845 RIDGEWAY AVE, DUBUQUE, IA 52001-5471
Document Number	0000006521
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2845 RIDGEWAY AVE DUBUQUE IA 520015471, DUBUQUE, IA 52001-5471

Mortgage

Document Number	0000006521
Date	Jun 14, 2018
Instrument	6521

Lender

Name	ALLIANT CU
Type	Credit Union
Address	DUBUQUE, IA 52002-2283

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,100 (+7.74%) Land $30,200 Building $207,900	$238,100 (+7.74%) Land $30,200 Building $207,900
2024	$3,030.00 (+5.43%)
2023		$221,000 (+25.85%) Land $28,700 Building $192,300	$221,000 (+25.85%) Land $28,700 Building $192,300
2022	$2,874.00 Homeowner's exemption	$175,600 Land $27,220 Building $148,380
2021			$175,600 Land $27,220 Building $148,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Comelec Internet Services, T-Mobile.

Nearby Properties on Ridgeway Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures