2865 Downing St, Jacksonville, FL 32205 Property Records

Duval County property record for 2865 Downing St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,154 sqft · built 1926
Lot Size	0.092 acres (3,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,750 (May 2024)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064550-0000`

Property Details

APN / Parcel Number

Primary APN	`064550-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	1,202 sqft
1st Floor Area	1,154 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2010
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,991 sqft (0.092 acres)
Lot Dimensions	101 ft deep x 46 ft wide
Garage Area	162 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	48 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2865 DOWNING ST
City	JACKSONVILLE
State	FL
Zip	32205-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	3-54 21-2S-26E .092 NEW RIVERSIDE PT LOT 11 RECD O/R 21043-2022 BLK 22
Legal Range	26E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEW RIVERSIDE
Legal Block	22
Legal Lot Number	11
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2044
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2865 DOWNING ST, JACKSONVILLE, FL 32205-7544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 3, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	202496575
Deed Book / Page	21043 / 2022
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 6, 2024
Property Address	2865 DOWNING ST, JACKSONVILLE, FL 32205-7544
Document Number	0210432022
Book / Page	21043 / 2022
Map Reference	MB 3 PG 54
Instrument Date	May 2, 2024
Instrument	2024096575
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,406.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5714 ADAIR CIR, JACKSONVILLE, FL 32210-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 DOWNING ST, JACKSONVILLE, FL 32205-7544

Mortgage

Document Number	0210432024
Date	May 6, 2024
Instrument	21043/2024

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 3, 2019
Property Address	2865 DOWNING ST, JACKSONVILLE, FL 32205-7544
Document Number	0188102454
Book / Page	018810 / 002454
Instrument Date	May 24, 2019
Instrument	127099
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 DOWNING ST JACKSONVILLE FL 322057544, JACKSONVILLE, FL 32205-7544

Mortgage

Document Number	188102457
Date	Jun 3, 2019
Book Page	018810/002457
Instrument	127100

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,970 (-3.3%) Land $88,578 Building $167,392	$255,970 (-3.3%) Land $88,578 Building $167,392
2025	$4,343.00 (+51.59%) Homeowner's exemption	$264,697 (+43.74%) Land $81,880 Building $182,817	$264,697 (+16.9%) Land $81,880 Building $182,817
2024	$2,865.00 (+3.02%)
2023	$2,781.00 (+9.4%) Homeowner's exemption	$184,150 (+3%)	$226,428 (+3.21%) Land $85,974 Building $140,454
2022	$2,542.00 Homeowner's exemption	$178,787	$219,393 Land $85,974 Building $133,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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