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2858 Downing St, Jacksonville, FL 32205 Property Records

Duval County property record for 2858 Downing St, Jacksonville, FL 32205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1926
Lot Size0.086 acres (3,764 sqft)
OwnerCompany Name on Record
Last Sale$195,000 (Jun 2026)
Tax Bill$3,780 (2025)
Deeds & MortgagesJun 2026 Sale & Construction Loan
Jun 2026 Sale & Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN064535-0000

Property Details

APN / Parcel Number

Primary APN064535-0000
Alternative APN
  • 064535-0020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
Gross Area1,152 sqft
1st Floor Area1,080 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,764 sqft (0.086 acres)
Lot Dimensions77 ft deep x 51 ft wide
Garage Area324 sqft
PorchEnclosed/Finished Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Old Parcel Number0645350000
Street Address2858 DOWNING ST
CityJACKSONVILLE
StateFL
Zip32205-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-B
Legal Description3-54 21-2S-26E .09 NEW RIVERSIDE PT LOT 2 RECD O/R 21942-646 BLK 21
Legal Range26E
Legal Township02S
Legal Section21
Legal SubdivisionNEW RIVERSIDE
Legal Block21
Legal Lot Number2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group1
Census Block1010
Census Tract2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Riverside Historic District
listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4231 WALNUT BEND DR STE 5, 5, JACKSONVILLE, FL 32257
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Construction Mortgage
NATIONAL REALTY FUNDING LC
Jun 12, 2026Warranty Deed, Construction Loan · Construction Mortgage
NATIONAL FUNDING
Nov 6, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 6, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 26, 2019Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleApr 4, 2025 · Amount on Record
Deed Document Number2026137712
Deed Book / Page21942 / 646
Prior Transfer DateOct 31, 2023
Prior Transfer Doc0000229596
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 12, 2026
Property Address2858 DOWNING ST, JACKSONVILLE, FL 32205-7545
Document Number0000137712
Book / Page21942 / 646
Instrument DateJun 8, 2026
Instrument2026137712
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyTITLE NOW INC, TITLE NOW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$137,865.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

Mortgage

Document Number0000137714,
DateJun 12, 2026
Instrument2026137714
Lender
NameNATIONAL REALTY FUNDING LC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2027
Interest
Rate TypeBalloon
Rate6.3%
Initial TypeBalloon
Max Rate-1%

June 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 12, 2026
Property Address2858 DOWNING ST, JACKSONVILLE, FL 32205-7545
Document Number0219420646
Book / Page21942 / 646
Instrument DateJun 8, 2026
Instrument2026137712
Transaction TypeConstruction Loan
Record UpdatedAug 30, 2026
Title CompanyTITLE NOW INC, TITLE NOW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$137,865.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

Mortgage

Document Number0000137714,
DateJun 12, 2026
Instrument2026137714
Lender
NameNATIONAL FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2027
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateNov 6, 2023
Property Address2858 DOWNING ST, JACKSONVILLE, FL 32205-7545
Document Number0208621429
Book / Page20862 / 1429
Instrument DateOct 31, 2023
Instrument2023229595
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2958 OLGA PL, JACKSONVILLE, FL 32205-8097

Transferred To (Grantee/Buyer)

NameVerified Name
Address2958 OLGA PL, JACKSONVILLE, FL 32205-8097

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateNov 6, 2023
Property Address2858 DOWNING ST, JACKSONVILLE, FL 32205-7545
Document Number0208621432
Book / Page20862 / 1432
Instrument DateOct 23, 2023
Instrument2023229596
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2958 OLGA PL APT 3, 3, JACKSONVILLE, FL 32205-8057

Transferred To (Grantee/Buyer)

NameVerified Name
Address2958 OLGA PL APT 3, 3, JACKSONVILLE, FL 32205-8057

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2858 DOWNING ST, JACKSONVILLE, FL 32205-7545
Document Number0188511997
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedAug 1, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2858 DOWNING ST JACKSONVILLE FL 322057545, JACKSONVILLE, FL 32205-7545

Mortgage

Document Number0188511997
DateJul 3, 2019
Book Page018851/001997
Instrument155846
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 2, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,232 (+11.94%) Land $84,201 Building $132,031$216,232 (+11.94%) Land $84,201 Building $132,031
2025$3,780.00 (+265.57%)$193,160 (+117.44%) Land $79,560 Building $113,600$193,160 (-5.03%) Land $79,560 Building $113,600
2024$1,034.00 (-17.28%) Homeowner's exemption$88,833 (-10.16%)$203,389 (-4.03%) Land $89,505 Building $113,884
2023$1,250.00 (+10.42%) Homeowner's exemption$98,884 (+3%)$211,925 (+2.49%) Land $108,171 Building $103,754
2022$1,132.00 Homeowner's exemption$96,004$206,781 Land $108,171 Building $98,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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