2857 Downing St, Jacksonville, FL 32205 Property Records

Duval County property record for 2857 Downing St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,281 sqft · built 1926
Lot Size	0.118 acres (5,141 sqft)
Owner	2 Company Names on File
Last Sale	$240,000 (Jan 2018)
Tax Bill	$5,658 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064549-0000`

Property Details

APN / Parcel Number

Primary APN	`064549-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
Gross Area	1,305 sqft
1st Floor Area	1,281 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1990
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,141 sqft (0.118 acres)
Lot Dimensions	63 ft deep x 90 ft wide
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2857 DOWNING ST
City	JACKSONVILLE
State	FL
Zip	32205-7544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	3-54 21-2S-26E .12 NEW RIVERSIDE PT LOT 11 RECD O/R 21290-1768 BLK 22
Legal Range	26E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEW RIVERSIDE
Legal Block	22
Legal Lot Number	11
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2044
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2857 Downing St is owned by a company that acquired it in June 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	4313 MARQUETTE AVE, JACKSONVILLE, FL 32210-2128
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jul 23, 2018	Grant Deed ATTORNEY ONLY
Jan 8, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2018 · Amount on File
Deed Sale	Jan 8, 2018 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	20185045
Deed Book / Page	18244 / 1170
Last Transfer Date	Jun 22, 2018
Transfer Doc	0184660848
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2857 DOWNING ST, JACKSONVILLE, FL 32205-7544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191982310
Date	May 7, 2020
Book Page	19198/2310
Instrument	2020095634

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

July 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 23, 2018
Property Address	2857 DOWNING ST, JACKSONVILLE, FL 32205-7544
Document Number	0184660848
Book / Page	018466 / 000848
Instrument Date	Jun 22, 2018
Instrument	173075
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 COPELAND ST #2 JACKSONVILLE FL 322044331, 2, JACKSONVILLE, FL 32204-4331

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 8, 2018
Property Address	2857 DOWNING ST, JACKSONVILLE, FL 32205-7544
Document Number	0182441170
Book / Page	18244 / 1170
Map Reference	MB 3 PG 54
Instrument Date	Dec 29, 2017
Instrument	2018005045
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4610 SUSSEX PL, 4610, SAVANNAH, GA 31405-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 COPELAND ST APT 2, 2, JACKSONVILLE, FL 32204-4331

Mortgage

Document Number	2018005046
Date	Jan 8, 2018
Instrument	2018005046

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2857 Downing St was $5,658, down 2.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,957 (-1.8%) Land $135,307 Building $156,650	$291,957 (-1.8%) Land $135,307 Building $156,650
2025	$5,658.00 (-2.65%)	$297,300 Land $127,800 Building $169,500	$297,300 Land $127,800 Building $169,500
2024	$5,812.00 (+7.81%)
2023	$5,391.00 (+44.61%)	$288,458 (+13.45%) Land $134,190 Building $154,268	$288,458 (+2.7%) Land $134,190 Building $154,268
2022	$3,728.00 Homeowner's exemption	$254,250	$280,888 Land $134,190 Building $146,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2857 Downing St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2857 Downing St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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