2862 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2862 Madison Rd, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,531 sqft · built 1918
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$204,500 (May 2013)
Tax Bill	$6,600 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0A02-0030-00`

Property Details

APN / Parcel Number

Primary APN	`040-0A02-0030-00`
Alternative APN	`1971739`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	818 sqft
2nd Floor Area	713 sqft
Upper Floors Area	713 sqft
Basement Area	818 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2862 MADISON RD
City	CINCINNATI
State	OH
Zip	45209-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Description	2862 MADISON RD 50 X 150 LOT 9 H S & C H REINHART
Legal Subdivision	REINHART
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	5200

Owner

2862 Madison Rd is owned and occupied by an individual who acquired it in March 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2862 MADISON RD, CINCINNATI, OH 45209-2266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	Oct 13, 2008 · Amount on File
Deed Document Number	201372428
Deed Book / Page	12327 / 721
Last Transfer Date	Mar 12, 2021
Transfer Doc	0000034920
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 20, 2021
Property Address	2862 MADISON RD, CINCINNATI, OH 45209-2266
Document Number	0000151807
Book / Page	14567 / 2176
Map Reference	MB 17 PG 15
Instrument Date	Dec 15, 2021
Instrument	2021-0151807
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 MADISON RD, CINCINNATI, OH 45209-2266

Mortgage

Document Number	0000151808
Date	Dec 20, 2021
Instrument	2021-0151808

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2021
Property Address	2862 MADISON RD, CINCINNATI, OH 45209-2266
Document Number	0000034920
Book / Page	14378 / 1373
Map Reference	MB 17 PG 15
Instrument Date	Feb 10, 2021
Instrument	2021-0034920
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	TANDEM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2862 MADISON RD, CINCINNATI, OH 45209-2266

Mortgage

Document Number	0000034921
Date	Mar 19, 2021
Instrument	2021-0034921

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2862 MADISON RD, CINCINNATI, OH 45209-2266
Document Number	0000075410
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2862 MADISON RD CINCINNATI OH 452092266, CINCINNATI, OH 45209-2266

Mortgage

Document Number	0000075410
Date	Sep 5, 2019
Book Page	013995/001680
Instrument	75410

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2862 Madison Rd was $6,600, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,600.00 (+3.06%)	$107,101 (+%) Land $57,033 Building $50,068	$306,000 Land $162,950 Building $143,050
2024	$6,404.00 (-2.17%)	$107,099 (-) Land $57,032 Building $50,067
2023	$6,546.00 (-5.51%)	$107,099 (+5.26%) Land $57,032 Building $50,067	$306,000 Land $162,950 Building $143,050
2022	$6,928.00 Homeowner's exemption	$101,749 Land $54,684 Building $47,065
2020			$290,710 Land $156,240 Building $134,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2862 Madison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2862 Madison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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