2860 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2860 Madison Rd, Cincinnati, OH 45209

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,951 sqft · built 1915
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Jul 2022)
Tax Bill	$9,493 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0A02-0031-00`

Property Details

APN / Parcel Number

Primary APN	`040-0A02-0031-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,951 sqft Finished Area
1st Floor Area	1,201 sqft
2nd Floor Area	1,750 sqft
Upper Floors Area	770 sqft
Basement Area	1,391 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2860 MADISON RD
City	CINCINNATI
State	OH
Zip	45209-2266
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2860 MADISON RD 50 X 150 LOT 8 H S & C H REINHART SUB
Legal Subdivision	C H REINHART SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	5200

Owner

2860 Madison Rd, a duplex, is owned by two individuals who bought it in July 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3620 MARBURG AVE, CINCINNATI, OH 45208-1611
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 4, 2021	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Mar 4, 2021 · Amount on File
Deed Document Number	2022-0067418
Deed Book / Page	14705 / 1398
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2022
Property Address	2860 MADISON RD, CINCINNATI, OH 45209-2266
Document Number	0000067418
Book / Page	14705 / 1398
Map Reference	MB 17 PG 15
Instrument Date	Jun 23, 2022
Instrument	2022-0067418
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,284.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3620 MARBURG AVE, CINCINNATI, OH 45208-1611

Mortgage

Document Number	0000067419
Date	Jul 11, 2022
Instrument	2022-0067419

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

March 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 4, 2021
Property Address	2860 MADISON RD, CINCINNATI, OH 45209-2266
Document Number	0000027490
Book / Page	14367 / 140
Map Reference	MB 17 PG 15
Instrument Date	Feb 24, 2021
Instrument	2021-0027490
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,394.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000027491
Date	Mar 4, 2021
Instrument	2021-0027491

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2860 MADISON RD, CINCINNATI, OH 45209-2266
Document Number	0000041871
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2860 MADISON RD CINCINNATI OH 452092266, CINCINNATI, OH 45209-2266

Mortgage

Document Number	0000041871
Date	May 6, 2020
Book Page	014162/000736
Instrument	41871

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2860 Madison Rd was $9,493, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,493.00 (+0.14%)	$149,800 (+%) Land $57,032 Building $92,768
2024	$9,480.00 (-0.18%)	$149,799 (-) Land $57,032 Building $92,767
2023	$9,497.00 (+8.59%)	$149,799 (+22.81%) Land $57,032 Building $92,767	$428,000 Land $162,950 Building $265,050
2022	$8,746.00	$121,975 Land $54,684 Building $67,291
2020			$348,500 Land $156,240 Building $192,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2860 Madison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2860 Madison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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