2862 Central Ave, Atwater, CA 95301 Property Records

Merced County property record for 2862 Central Ave, Atwater, CA 95301

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,140 sqft · built 1958
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2024)
Tax Bill	$7,635 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-360-018-000`

Property Details

APN / Parcel Number

Primary APN	`056-360-018-000`
Alternative APN	`056-360-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	104,544 sqft
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	056-360-018
Street Address	2862 CENTRAL AVE
City	ATWATER
State	CA
Zip	95301-9720
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A1
Legal Description	PARCEL A PM 7-29 CROCKER FMS #1 POR LOT 26 15/7/12
Legal Subdivision	CROCKER FARMS 01
Legal Lot Number	26
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1064
Census Tract	505

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2862 CENTRAL AVE, ATWATER, CA 95301-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Transfer on Death Deed, Transfer
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	202413636
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	0000016525
Record Updated	Oct 29, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCED CA
Recording Date	Apr 26, 2022
Property Address	2862 CENTRAL AVE, ATWATER, CA 95301-9720
Document Number	0000016525
Map Reference	VOL 7 PG 29
Instrument Date	Apr 21, 2022
Instrument	2022016525
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2862 CENTRAL AVE, ATWATER, CA 95301-9720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 CENTRAL AVE, ATWATER, CA 95301-9720

Mortgage

Document Number	0000034249
Date	Sep 24, 2020
Instrument	2020034249

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,280 (+2%) Land $348,534 Building $379,746
2025	$7,635.00 (+50.12%) Homeowner's exemption	$714,000 (+54.56%) Land $341,700 Building $372,300
2024	$5,086.00 (+2.69%)
2023	$4,953.00 (+2.84%) Homeowner's exemption	$461,953 Land $170,672 Building $291,281
2022	$4,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

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