Monmouth County and Little Silver Borough property record for 286 White Rd, Little Silver, NJ 07739
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1953 |
| Lot Size | 0.222 acres (9,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2011) |
| Tax Bill | $9,933 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00033-0000-00004 |
| Primary APN | 25-00033-0000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 950 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,662 sqft (0.222 acres) |
| Lot Dimensions | 138 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 286 WHITE RD |
|---|---|
| City | LITTLE SILVER |
| State | NJ |
| Zip | 07739-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LR-ROSE |
| Legal Subdivision | SUNNYCREST/LITTLE SILVER |
| Legal Block | 33 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LITTLE SILVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 804200 |
286 White Rd is owned and occupied by two individuals who bought it in March 2011.
Source: Monmouth County and Little Silver Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 11, 2017 | Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA CALIFORNIA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2011 · Amount on File |
| Deed Sale | Mar 11, 2011 · Amount on File |
| Prior Sale | Dec 14, 2010 · Amount on File |
| Deed Document Number | 201126282 |
| Deed Book / Page | 8882 / 5731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 286 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 286 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Document Number | 0096663677 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 9666/3677 |
| Instrument | 2023077139 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Dec 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 286 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Document Number | 0000014816 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | CARRINGTON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 WHITE RD LITTLE SILVER NJ 077391137, LITTLE SILVER, NJ 07739-1137 |
| Document Number | 0000014816 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 009272/006843 |
| Instrument | 14816 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 286 White Rd was $9,933, up 37% from the year before.
Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Little Silver Borough |
| Elementary School District | Little Silver Borough School District (KG - 08) |
| Secondary School District | Red Bank Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $763,900 (+10.52%) Land $452,700 Building $311,200 | $763,900 (+10.52%) Land $452,700 Building $311,200 | |
| 2025 | $9,933.00 (+36.95%) | $691,200 Land $457,700 Building $233,500 | $691,200 Land $457,700 Building $233,500 |
| 2024 | $7,253.00 | ||
| 2023 | $389,100 Land $197,500 Building $191,600 | $389,100 Land $197,500 Building $191,600 | |
| 2022 | $6,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 White Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2018) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 White Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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