280 White Rd, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 280 White Rd, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,651 sqft · built 1950
Lot Size	0.199 acres (8,682 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (Jan 2019)
Tax Bill	$12,077 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00033-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`25-00033-0000-00003`
Alternative APN	`250003300003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,682 sqft (0.199 acres)
Lot Dimensions	124 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	320 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	280 WHITE RD
City	LITTLE SILVER
State	NJ
Zip	07739-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	ELBERON VILLAGE
Legal Block	33
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	4
Census Block	4003
Census Tract	804200

Owner

280 White Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 WHITE RD, LITTLE SILVER, NJ 07739-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage AMERICAN FIN'L NTWK INC
Jan 25, 2019	Grant Deed, Transfer · Conventional with PMI BCB CMNTY BK
Jun 11, 2018	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	20198380
Deed Book / Page	9332 / 6790
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	280 WHITE RD, LITTLE SILVER, NJ 07739-1137
Document Number	0000028138
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 WHITE RD LITTLE SILVER NJ 077391137, LITTLE SILVER, NJ 07739-1137

Mortgage

Document Number	0000028138
Date	Mar 11, 2020
Book Page	009402/001816
Instrument	28138

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 25, 2019
Property Address	280 WHITE RD, LITTLE SILVER, NJ 07739-1137
Document Number	0000008380
Book / Page	009332 / 006790
Instrument Date	Dec 27, 2018
Instrument	8380
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	VICTORIA ABSTRACT SETTLEMENT SERVICES L, VICTORIA ABS SETTLEMENT SVCS L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 WHITE RD LITTLE SILVER NJ 077391137, LITTLE SILVER, NJ 07739-1137

Mortgage

Document Number	8381
Date	Jan 25, 2019
Book Page	009332/006797
Instrument	8381

Lender

Name	BCB CMNTY BK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 11, 2018
Property Address	280 WHITE RD, LITTLE SILVER, NJ 07739-1137
Document Number	0000057723
Book / Page	009292 / 000268
Instrument Date	May 30, 2018
Instrument	57723
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	RIDGE ABSTRACT/NJ CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 WHITE RD LITTLE SILVER NJ 077391137, LITTLE SILVER, NJ 07739-1137

Mortgage

Document Number	57724
Date	Jun 11, 2018
Book Page	009292/000287
Instrument	57724

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 280 White Rd was $12,077, up 48.1% from the year before.

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,900 (+12.91%) Land $444,100 Building $504,800	$948,900 (+12.91%) Land $444,100 Building $504,800
2025	$12,077.00 (+48.11%)	$840,400 Land $448,000 Building $392,400	$840,400 Land $448,000 Building $392,400
2024	$8,154.00
2023		$441,300 Land $195,600 Building $245,700	$441,300 Land $195,600 Building $245,700
2022	$7,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 White Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1978–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 White Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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