Monmouth County and Little Silver Borough property record for 274 White Rd, Little Silver, NJ 07739
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,904 sqft · built 1953 |
| Lot Size | 0.182 acres (7,919 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,305 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00033-0000-00002 |
| Primary APN | 25-00033-0000-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 980 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,919 sqft (0.182 acres) |
| Lot Dimensions | 107 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 274 WHITE RD |
|---|---|
| City | LITTLE SILVER |
| State | NJ |
| Zip | 07739-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | SUNNYCREST SEC A-D |
| Legal Block | 33 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LITTLE SILVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 804200 |
274 White Rd is owned and occupied by two individuals.
Source: Monmouth County and Little Silver Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 274 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 274 WHITE RD, LITTLE SILVER, NJ 07739-1137 |
| Document Number | 0095326536 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 9532/6536 |
| Instrument | 2021118168 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 274 White Rd was $9,305, up 27.3% from the year before.
Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Little Silver Borough |
| Elementary School District | Little Silver Borough School District (KG - 08) |
| Secondary School District | Red Bank Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,100 (+5.96%) Land $438,800 Building $247,300 | $686,100 (+5.96%) Land $438,800 Building $247,300 | |
| 2025 | $9,305.00 (+27.31%) | $647,500 Land $442,000 Building $205,500 | $647,500 Land $442,000 Building $205,500 |
| 2024 | $7,309.00 | ||
| 2023 | $392,300 Land $195,000 Building $197,300 | $392,300 Land $195,000 Building $197,300 | |
| 2022 | $6,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 White Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2018) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 274 White Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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