286 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 286 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,253 sqft · built 1857
Lot Size	0.115 acres (5,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Apr 2023)
Tax Bill	$11,209 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-05900-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`16-05900-0000-00039`
Alternative APN	`1600169000000003`

Interior

Building Area	1,253 sqft Living Area

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Lot Area	5,005 sqft (0.115 acres)
Lot Dimensions	91 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number	1600169000000003
Street Address	286 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	55X91
Legal Block	5900
Legal Lot Number	39
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3004
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 PROSPECT ST, NUTLEY, NJ 07110-2264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 31, 2019	Deed of Trust, Mortgage · FHA Mortgage INVESTORS HOME MORTGAGE
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage J & J CAP REALTY ASSOCS LLC
Mar 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage J & J CAP REALTY ASSOCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	202323260
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 17, 2023
Property Address	286 PROSPECT ST, NUTLEY, NJ 07110-2264
Document Number	0000023260
Instrument Date	Apr 12, 2023
Instrument	2023023260
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ANGEL TITLE AND ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$1,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 PROSPECT ST, NUTLEY, NJ 07110-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 PROSPECT ST, NUTLEY, NJ 07110-2264

Mortgage

Document Number	0000023261
Date	Apr 17, 2023
Instrument	2023023261

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000024875
Date	Apr 24, 2023
Instrument	2023024875

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	286 PROSPECT ST, NUTLEY, NJ 07110-2264
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009234
Date	Jan 31, 2019
Instrument	2019009234

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	286 PROSPECT ST, NUTLEY, NJ 07110-2264
Document Number	0000025548
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4429 18TH AVE BROOKLYN NY 112041202, BROOKLYN, NY 11204-1202

Mortgage

Document Number	0000025548
Date	Mar 21, 2017
Instrument	25548

Lender

Name	J & J CAP REALTY ASSOCS LLC
Address	BROOKLYN, NY 11204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	286 PROSPECT ST, NUTLEY, NJ 07110-2264
Document Number	0000025549
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	SUCCESSFUL ABSTRACT, SUCCESSFUL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5009 AVENUE M BROOKLYN NY 112343801, BROOKLYN, NY 11234-3801

Mortgage

Document Number	0000025549
Date	Mar 21, 2017
Instrument	25549

Lender

Name	J & J CAP REALTY ASSOCS LLC
Address	BROOKLYN, NY 11204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,300 (-) Land $202,400 Building $212,900	$415,300 (-) Land $202,400 Building $212,900
2025	$11,209.00 (+2.55%)	$415,300 (+1.34%) Land $202,400 Building $212,900	$415,300 (+1.34%) Land $202,400 Building $212,900
2024	$10,930.00 (+3.77%)
2023		$409,800 Land $202,400 Building $207,400	$409,800 Land $202,400 Building $207,400
2022	$10,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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