275 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 275 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,894 sqft · built 1922
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jun 2023)
Tax Bill	$13,498 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05801-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`16-05801-0000-00023`
Alternative APN	`1600162000000017`

Interior

Building Area	1,894 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600162000000017
Street Address	275 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X100
Legal Block	5801
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3003
Census Tract	13800

Owner

275 Prospect St is owned and occupied by two individuals who bought it in June 2023.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	275 PROSPECT ST, NUTLEY, NJ 07110-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 6, 2023	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Deed Document Number	202333917
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	275 PROSPECT ST, NUTLEY, NJ 07110-2267
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 PROSPECT ST, NUTLEY, NJ 07110-2267

Mortgage

Document Number	0000044153
Date	Jul 25, 2023
Instrument	2023044153

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 6, 2023
Property Address	275 PROSPECT ST, NUTLEY, NJ 07110-2267
Document Number	0000033917
Instrument Date	May 23, 2023
Instrument	2023033917
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	HAMPTONS TITLE AGENCY INC, CHAMPION TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 GOLF RD, BLOOMFIELD, NJ 07003-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	275 PROSPECT ST, NUTLEY, NJ 07110-2267

Mortgage

Document Number	0000033918
Date	Jun 6, 2023
Instrument	2023033918

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 275 Prospect St was $13,498, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,100 (-) Land $216,000 Building $284,100	$500,100 (-) Land $216,000 Building $284,100
2025	$13,498.00 (+2.55%)	$500,100 Land $216,000 Building $284,100	$500,100 Land $216,000 Building $284,100
2024	$13,162.00
2023		$474,800 (+52.13%) Land $216,000 Building $258,800	$474,800 (+52.13%) Land $216,000 Building $258,800
2022	$12,059.00 (+0.52%)	$312,100 Land $157,500 Building $154,600	$312,100 Land $157,500 Building $154,600
2021	$11,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Prospect St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 275 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures