287 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 287 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1926
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2020)
Tax Bill	$12,807 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05801-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`16-05801-0000-00019`
Alternative APN	`1600162000000025`

Interior

Building Area	1,340 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	200 ft deep x 29 ft wide

Location & Zoning

Old Parcel Number	1600162000000025
Street Address	287 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	29X200 IRR
Legal Block	5801
Legal Lot Number	19
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3003
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 PROSPECT ST, NUTLEY, NJ 07110-2265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 19, 2019	Grant Deed, Transfer ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC
Jul 10, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	202048356
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 19, 2020
Property Address	287 PROSPECT ST, NUTLEY, NJ 07110-2265
Document Number	0000048356
Instrument Date	May 5, 2020
Instrument	2020048356
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 SAN ANTONIO AVE, 131, NUTLEY, NJ 07110-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	287 PROSPECT ST, NUTLEY, NJ 07110-2265

Mortgage

Document Number	0000048357
Date	May 19, 2020
Instrument	2020048357

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 19, 2019
Property Address	287 PROSPECT ST, NUTLEY, NJ 07110-2265
Document Number	0000109869
Instrument Date	Oct 11, 2019
Instrument	109869
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 SAN ANTONIO AVE NUTLEY NJ 071103047, NUTLEY, NJ 07110-3047

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 10, 2019
Property Address	287 PROSPECT ST, NUTLEY, NJ 07110-2265
Document Number	0000062710
Instrument Date	Jun 12, 2019
Instrument	62710
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 PINES LAKE DR W WAYNE NJ 074706108, WAYNE, NJ 07470-6108

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,500 (-) Land $202,000 Building $272,500	$474,500 (-) Land $202,000 Building $272,500
2025	$12,807.00 (+2.55%)	$474,500 (-) Land $202,000 Building $272,500	$474,500 (-) Land $202,000 Building $272,500
2024	$12,488.00 (-4.91%)
2023		$474,500 Land $202,000 Building $272,500	$474,500 Land $202,000 Building $272,500
2022	$13,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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