286 Phillips Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 286 Phillips Ter, Union, NJ 07083 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1929
Lot Size	3,999 sqft (0.092 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (1991)
Tax Bill	$9,586.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19-02704-0000-00024`
Alternative APN	`190270400024`

Interior

Stories	1 Stories

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame Construction
Lot Area	3,999 sqft (0.092 acres)
Depth X Width	100 ft x 40 ft Depth x Width

Location & Zoning

Street Address	286 PHILLIPS TER
City	UNION
State	NJ
Zip	07083-7246
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INCL LOT 146
Legal Block	2704
Legal Lot Number	24
Jurisdiction	UNION NJ
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3005
Census Tract	33300

Owner

Source: Union County and Union Township records · APN 19-02704-0000-00024

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	286 PHILLIPS TER, UNION, NJ 07083-7246
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 1991 · Amount on Record
Deed Sale	Jul 02, 1991 · Amount on Record
Deed Book / Page	3746 / 5
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	286 PHILLIPS TER, UNION, NJ 07083-7246
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147922225
Date	Oct 16, 2020
Book Page	14792/2225
Instrument	701256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,100 (-) Land $16,000 Building $25,100	$41,100 (-) Land $16,000 Building $25,100
2025	$9,586.00 (+4.35%)	$41,100 (-) Land $16,000 Building $25,100	$41,100 (-) Land $16,000 Building $25,100
2024	$9,186.00 (+6.86%)
2023		$41,100 Land $16,000 Building $25,100	$41,100 Land $16,000 Building $25,100
2022	$8,596.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.