Union County and Union Township property record for 281 Phillips Ter, Union, NJ 07083 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,358 sqft · built 1934 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Feb 2021) |
| Tax Bill | $8,443 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02705-0000-00007 |
| Primary APN | 19-02705-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,358 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 281 PHILLIPS TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FLOYD VILLAGE TR |
| Legal Block | 2705 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 33300 |
Source: Union County and Union Township records · APN 19-02705-0000-00007
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 18, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on Record |
| Deed Sale | Feb 18, 2021 · Amount on Record |
| Prior Sale | Oct 20, 1999 · Amount on Record |
| Deed Document Number | 20211643 |
| Deed Book / Page | 6401 / 501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0153082709 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 15308/2709 |
| Instrument | 46003 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0154342594 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 15434/2594 |
| Instrument | 58355 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Feb 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 18, 2021 |
| Property Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0064010501 |
| Book / Page | 6401 / 501 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 1643 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | TSG TITLE AGENCY INC, ATS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 ANN ST APT 3, 100, NEWARK, NJ 07105-5612 |
| Name | Verified Name |
|---|---|
| Address | 281 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0000004314 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 4314 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,200 (-) Land $16,000 Building $20,200 | $36,200 (-) Land $16,000 Building $20,200 | |
| 2025 | $8,443.00 (+4.35%) | $36,200 (-) Land $16,000 Building $20,200 | $36,200 (-) Land $16,000 Building $20,200 |
| 2024 | $8,091.00 (+6.87%) | ||
| 2023 | $36,200 Land $16,000 Building $20,200 | $36,200 Land $16,000 Building $20,200 | |
| 2022 | $7,571.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 550 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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