Union County and Union Township property record for 285 Phillips Ter, Union, NJ 07083 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1930 |
| Square Footage | 1,314 sqft Living Area |
| Lot Size | 3,999 sqft (0.092 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $431,000 (2023) |
| Tax Bill | $8,933.00 (2025) |
| Primary APN | 19-02705-0000-00008 |
|---|---|
| Alternative APN |
|
| Building Area | 1,314 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod Style |
| Construction Type | Frame Construction |
| Lot Area | 3,999 sqft (0.092 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 285 PHILLIPS TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7270 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | FLOYDS VILLAGE TR 3 |
| Legal Block | 2705 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | UNION |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 33300 |
Source: Union County and Union Township records · APN 19-02705-0000-00008
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 PHILLIPS TER, UNION, NJ 07083-7270 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2023 · Amount on Record |
| Deed Sale | Oct 04, 2023 · Amount on Record |
| Prior Sale | Jul 08, 1997 · Amount on Record |
| Deed Doc Number | 202332621 |
| Deed Book / Page | 6523 / 2588 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 04, 2023 |
| Property Address | 285 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0065232588 |
| Book / Page | 6523 / 2588 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 32621 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,512.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 689 MILLBROOK RD, BRICK, NJ 08724-1050 |
| Name | Verified Name |
|---|---|
| Address | 285 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0000057007 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 57007 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 285 PHILLIPS TER, UNION, NJ 07083-7270 |
| Document Number | 0142952024 |
| Book / Page | 014295 / 002024 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 285 PHILLIPS TER UNION NJ 070837270, UNION, NJ 07083-7270 |
| Document Number | 0142952024 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 014295/002024 |
| Instrument | 642701 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 04, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,300 (-) Land $16,000 Building $22,300 | $38,300 (-) Land $16,000 Building $22,300 | |
| 2025 | $8,933.00 (+4.36%) | $38,300 (-) Land $16,000 Building $22,300 | $38,300 (-) Land $16,000 Building $22,300 |
| 2024 | $8,560.00 (+6.87%) | ||
| 2023 | $38,300 (-) Land $16,000 Building $22,300 | $38,300 (-) Land $16,000 Building $22,300 | |
| 2022 | $8,010.00 | $38,300 Land $16,000 Building $22,300 | $38,300 Land $16,000 Building $22,300 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures