286 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 286 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Commercial
Details	2,530 sqft · built 1903
Lot Size	0.064 acres (2,800 sqft)
Owner	Company Name on Record
Last Sale	$89,000 (Mar 2017)
Tax Bill	$5,761 (2024)
Deeds & Mortgages	Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`372603 38.17-1-16`

Property Details

APN / Parcel Number

Primary APN	`372603 38.17-1-16`
Alternative APNs	`260303801700010160000000` `035200`

Interior

Stories	2 Stories
Building Area	2,530 sqft Gross Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	100 ft deep x 38 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	035200
Street Address	286 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-1400
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R10
Legal Description	LAND & SHOP
Legal Block	1
Legal Lot Number	16.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1001
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Champlin, H. D., & Son Horseshoeing and Wagonmaking listed 1982 · 1 contributing resources · NRIS 82001234

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County and Philipstown Town records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 S HIGHLAND RD, GARRISON, NY 10524-4321
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	20171500716
Deed Book / Page	2039 / 316
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0020050155
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 20, 2017
Property Address	286 MAIN ST, COLD SPRING, NY 10516-1400
Document Number	0020390316
Book / Page	002039 / 000316
Instrument Date	Feb 28, 2017
Instrument	1500716
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	THOROUGHBRED TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$356.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 S HIGHLAND RD GARRISON NY 105244321, GARRISON, NY 10524-4321

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Nelsonville Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,000 (-) Land $30,200 Building $69,800	$326,052 (+10.07%)
2024	$5,761.00	$100,000 (-) Land $30,200 Building $69,800	$296,209 (+4.32%)
2023		$100,000 (-) Land $30,200 Building $69,800	$283,930 (+11.73%) Land $85,747 Building $198,183
2022		$100,000 Land $30,200 Building $69,800	$254,130 Land $76,747 Building $177,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20