256 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 256 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,814 sqft · built 1870
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Mar 2008)
Tax Bill	$11,019 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372603 38.17-2-40`

Property Details

APN / Parcel Number

Primary APN	`372603 38.17-2-40`
Alternative APNs	`260303801700020400000000` `036075`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	917 sqft
2nd Floor Area	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	036075
Street Address	256 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LAND & RESIDENCE
Legal Block	2
Legal Lot Number	40.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1004
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	256 MAIN ST, COLD SPRING, NY 10516-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2008 · Amount on Record
Deed Sale	Mar 18, 2008 · Amount on Record
Prior Sale	Jul 7, 1998 · Amount on Record
Deed Book / Page	1799 / 323
Prior Transfer Date	Apr 23, 2007
Prior Transfer Doc	0017940445
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	256 MAIN ST, NELSONVILLE, NY 10516-1403
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 MAIN ST, NELSONVILLE, NY 10516-1404

Mortgage

Document Number	0073700163
Date	Jun 1, 2021
Book Page	7370/163
Instrument	6565-2021

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Nelsonville Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,285 (-) Land $41,300 Building $149,985	$623,688 (+10.08%)
2024	$11,019.00	$191,285 (-) Land $41,300 Building $149,985	$566,602 (+4.32%)
2023		$191,285 (-) Land $41,300 Building $149,985	$543,115 (+11.73%) Land $117,263 Building $425,852
2022		$191,285 Land $41,300 Building $149,985	$486,112 Land $104,956 Building $381,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20