275 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 275 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Townhouse
Details	2,877 sqft · built 1924
Lot Size	0.123 acres (5,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jan 2019)
Tax Bill	$10,156 (2024)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372603 38.17-2-19`

Property Details

APN / Parcel Number

Primary APN	`372603 38.17-2-19`
Alternative APNs	`260303801700020190000000` `042386`

Interior

Stories	2 Stories
Building Area	2,877 sqft Living Area
Gross Area	4,404 sqft
Basement Area	1,177 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Townhouse
Lot Area	5,355 sqft (0.123 acres)
Lot Dimensions	105 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Patio Area	184 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042386
Street Address	275 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-1406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Block	2
Legal Lot Number	19.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1007
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 MAIN ST, NELSONVILLE, NY 10516-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Jul 14, 2004 · Amount on Record
Deed Document Number	20191500249
Deed Book / Page	2102 / 213
Record Updated	Oct 29, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 24, 2019
Property Address	275 MAIN ST, COLD SPRING, NY 10516-1406
Document Number	0021020213
Book / Page	002102 / 000213
Instrument Date	Dec 19, 2018
Instrument	1500249
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	HEIGHTS ABSTRACT LIMITED, HEIGHTS ABSTRACT LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7808 21ST AVE EAST ELMHURST NY 113701354, EAST ELMHURST, NY 11370-1354

Mortgage

Document Number	68870154
Date	Jan 24, 2019
Book Page	006887/000154
Instrument	1600220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Nelsonville Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,300 (-) Land $48,400 Building $127,900	$574,829 (+14.84%)
2024	$10,156.00
2023		$176,300 (-) Land $48,400 Building $127,900	$500,568 (+11.73%) Land $137,422 Building $363,146
2022		$176,300 Land $48,400 Building $127,900	$448,030 Land $122,999 Building $325,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20