286 Front St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 286 Front St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1997
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jan 2026)
Tax Bill	$7,934 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00503-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`35-00503-0000-00015`
Alternative APN	`350050300015`

Interior

Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 88 ft wide

Location & Zoning

Street Address	286 FRONT ST
City	ATCO
State	NJ
Zip	08004-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	503
Legal Lot Number	15
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2005
Census Tract	608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 FRONT ST, ATCO, NJ 08004-1957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Oct 24, 1997 · Amount on Record
Deed Document Number	20263706
Deed Book / Page	13001 / 1836
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 16, 2026
Property Address	286 FRONT ST, ATCO, NJ 08004-1957
Document Number	0000003706
Book / Page	13001 / 1836
Instrument Date	Nov 21, 2025
Instrument	2026003706
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 NINE CT, WOODBURY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 FRONT ST, ATCO, NJ 08004-1957

Mortgage

Document Number	0130011843
Date	Jan 16, 2026
Instrument	13001/1843

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,000 (-) Land $45,400 Building $128,600	$174,000 (-) Land $45,400 Building $128,600
2025	$7,934.00 (+3.5%)	$174,000 (-) Land $45,400 Building $128,600	$174,000 (-) Land $45,400 Building $128,600
2024	$7,666.00 (+7.31%)
2023		$174,000 Land $45,400 Building $128,600	$174,000 Land $45,400 Building $128,600
2022	$7,144.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20