281 Front St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 281 Front St, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details1,991 sqft · built 1997
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Sep 2020)
Tax Bill$9,986 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-00504-0000-00007

Property Details

APN / Parcel Number

Primary APN35-00504-0000-00007
Alternative APN
  • 350050400007

Interior

Stories2 Stories
Building Area1,991 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeBrick
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Street Address281 FRONT ST
CityATCO
StateNJ
Zip08004-1958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionGIBERSON TRACI SEC I
Legal Block504
Legal Lot Number7
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group2
Census Block2006
Census Tract608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 FRONT ST, ATCO, NJ 08004-1958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2019Deed of Trust, Mortgage · Line of Credit
ABCO PUBLIC EMPLOYEES FCU
Sep 16, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Prior SaleMay 21, 1997 · Amount on Record
Deed Document Number202068155
Deed Book / Page11492 / 1544
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address281 FRONT ST, ATCO, NJ 08004-1958
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036482
DateMay 25, 2019
Book Page11138/1685
Instrument2019036482
Lender
NameABCO PUBLIC EMPLOYEES FCU
TypeCredit Union
AddressRANCOCAS, NJ 08073
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 24, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCAMDEN NJ
Recording DateSep 16, 2020
Property Address281 FRONT ST, ATCO, NJ 08004-1958
Document Number0000068155
Book / Page11492 / 1544
Instrument DateAug 14, 2020
Instrument2020068155
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySURETY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 BAYSHORE AVE, 109, BRIGANTINE, NJ 08203-2801

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 FRONT ST, ATCO, NJ 08004-1958

Mortgage

Document Number0114921551
DateSep 16, 2020
Instrument11492/1551
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,000 (-) Land $45,400 Building $173,600$219,000 (-) Land $45,400 Building $173,600
2025$9,986.00 (+3.49%)$219,000 (-) Land $45,400 Building $173,600$219,000 (-) Land $45,400 Building $173,600
2024$9,649.00 (+7.31%)
2023$219,000 Land $45,400 Building $173,600$219,000 Land $45,400 Building $173,600
2022$8,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP WATER DEPT.
serves 1,300 people · EPA ID NJ0435003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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