288 Front St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 288 Front St, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details1,600 sqft · built 1997
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on File
Last Sale$442,500 (Oct 2025)
Tax Bill$8,819 (2025)
Deeds & MortgagesMay 2021 Second Mortgage
Feb 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-00503-0000-00014

Property Details

APN / Parcel Number

Primary APN35-00503-0000-00014
Alternative APN
  • 350050300014

Interior

Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions150 ft deep x 10 ft wide

Location & Zoning

Street Address288 FRONT ST
CityATCO
StateNJ
Zip08004-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionALSO LOT 15 LAND CODE 2
Legal SubdivisionGIBERSON SEC 1
Legal Block503
Legal Lot Number14
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group2
Census Block2005
Census Tract608901

Owner

288 Front St is owned and occupied by two individuals who bought it in October 2025.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address288 FRONT ST, ATCO, NJ 08004-1957
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU
Feb 16, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Oct 16, 2025Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Prior SaleJul 23, 1997 · Amount on File
Deed Document Number202565389
Deed Book / Page12940 / 831
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address288 FRONT ST, ATCO, NJ 08004-1957
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045544
DateMay 18, 2021
Book Page11726/712
Instrument2021045544
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term177 Months
DueFeb 1, 2036

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address288 FRONT ST, ATCO, NJ 08004-1957
Transaction TypeMortgage
Record UpdatedOct 28, 2025
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010974
DateFeb 16, 2024
Book Page12519/1759
Instrument2024010974
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term358 Months
DueDec 26, 2053

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateOct 16, 2025
Property Address288 FRONT ST, ATCO, NJ 08004-1957
Document Number0000065389
Book / Page12940 / 831
Instrument DateOct 8, 2025
Instrument2025065389
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyTITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGENCY CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,623.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address288 FRONT ST, ATCO, NJ 08004-1957

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 FRONT ST, ATCO, NJ 08004-1957

Mortgage

Document Number0012940837
DateOct 16, 2025
Instrument12940/837
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 288 Front St was $8,819, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,400 (-) Land $45,400 Building $148,000$193,400 (-) Land $45,400 Building $148,000
2025$8,819.00 (+3.5%)$193,400 Land $45,400 Building $148,000$193,400 Land $45,400 Building $148,000
2024$8,521.00
2023$193,400 Land $45,400 Building $148,000$193,400 Land $45,400 Building $148,000
2022$7,941.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 288 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP WATER DEPT.
serves 1,300 people · EPA ID NJ0435003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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