286 E Valley Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 286 E Valley Dr, Pontotoc, MS 38863 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,084 sqft · built 1972
OwnerIndividual Name on File
Tax Bill$657 (2025)
Deeds & MortgagesJan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN182C-06-04-012

Property Details

APN / Parcel Number

Primary APN182C-06-04-012
Alternative APN
  • 13201

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,084 sqft Living Area
FlooringConcrete/Cement
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number13201
Street Address286 E VALLEY DR
CityPONTOTOC
StateMS
Zip38863-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT12 GR VALL SW1/4 DB 446-20 11/86; 351-148 DB 399-120; 415-609; 437-301 589-219 3/94 DB 689-500 4/9/98 662 419 5540
Legal Lot Number12
JurisdictionPONTOTOC MS
Township / Civil Division3
Census Block Group3
Census Block3018
Census Tract950300

Owner

Source: Pontotoc County records · APN 182C-06-04-012

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address256 E VALLEY DR, PONTOTOC, MS 38863-3406
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2025
Deed SaleJan 23, 2025
Deed Document Number2025000268
Record UpdatedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateJan 23, 2025
Property Address286 E VALLEY DR, PONTOTOC, MS 38863-3406
Document Number2025000268
Instrument DateJan 17, 2025
Instrument2025000268
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address256 E VALLEY DR, PONTOTOC, MS 38863-3406

Mortgage

Document Number2025000269
DateJan 23, 2025
Instrument2025000269
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$657.00 (+29.84%)$4,951 (+24.77%)$33,000 (+24.77%) Land $7,450 Building $25,550
2023$506.00$3,968$26,448 Land $7,450 Building $18,998

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 22% of Mississippi
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BCI Mississippi BroadbandFiber10,000 / 10,000
North East FiberFiber2,000 / 1,000
TelapexFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: BCI Mississippi Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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