Pontotoc County property record for 289 E Valley Dr, Pontotoc, MS 38863 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,162 sqft · built 1977 |
| Owner | Individual Name on File |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182C-06-04-020 |
| Primary APN | 182C-06-04-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,162 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Heating Fuel | Gas |
|---|
| Account Number | 11540 |
|---|---|
| Street Address | 289 E VALLEY DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT54 GREEN VALLEY SW1/4 547-92 9/92; 382-550 568-55 6/93; 398-494 627-274 10/95; 408-38 409-338; 489-428; 494-427 20065346 |
| Legal Lot Number | 54 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950300 |
Source: Pontotoc County records · APN 182C-06-04-020
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 INDUSTRIAL DR, PONTOTOC, MS 38863-1322 |
| Owner Type | Individual |
| Vesting | Estate |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit OXFORD UNIVERSITY BANK |
| Dec 09, 2019 | Deed of Trust, Mortgage · Line of Credit OXFORD UNIVERSITY BANK |
| Jun 04, 2018 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2013 |
| Deed Sale | May 20, 2013 |
| Prior Sale | Aug 20, 2007 |
| Deed Document Number | 2013002872 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 289 E VALLEY DR, PONTOTOC, MS 38863-3419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 207 INDUSTRIAL DR, PONTOTOC, MS 38863-1322 |
| Document Number | 2022000902 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022000902 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 24, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 289 E VALLEY DR, PONTOTOC, MS 38863-3419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 207 INDUSTRIAL DR, PONTOTOC, MS 38863-1322 |
| Document Number | 2019004597 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 2019004597 |
| Name | OXFORD UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 20, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 289 E VALLEY DR, PONTOTOC, MS 38863-3419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 207 INDUSTRIAL DR, PONTOTOC, MS 38863-1322 |
| Document Number | 2018002086 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 2018002086 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 14, 2038 |
Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524.00 (+4.17%) | $3,950 (-) | $39,495 (-) Land $7,450 Building $32,045 |
| 2023 | $503.00 | $3,950 | $39,495 Land $7,450 Building $32,045 |
Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 38% of the US · above 22% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BCI Mississippi Broadband | Fiber | 10,000 / 10,000 |
| North East Fiber | Fiber | 2,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: BCI Mississippi Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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