278 E Valley Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 278 E Valley Dr, Pontotoc, MS 38863 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,084 sqft · built 1972
OwnerIndividual Name on File
Tax Bill$477 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN182C-06-04-009

Property Details

APN / Parcel Number

Primary APN182C-06-04-009
Alternative APN
  • 12418

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,084 sqft Living Area
FlooringConcrete/Cement
Interior WallsPaneling

Exterior

Year BuiltBuilt 1972
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number12418
Street Address278 E VALLEY DR
CityPONTOTOC
StateMS
Zip38863-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT9 GR VALL SW1/4 379-297; 438-146 455-162; 500-270; 509-32 6/90 20074901 9/27/07 20136558 11/22/13 20141014 2/26/14 308 7662
Legal Lot Number9
JurisdictionPONTOTOC MS
Township / Civil Division3
Census Block Group3
Census Block3018
Census Tract950300

Owner

Source: Pontotoc County records · APN 182C-06-04-009

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address171 E OXFORD ST, PONTOTOC, MS 38863-2114
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2025
Deed SaleSep 30, 2025
Prior SaleOct 01, 2007
Deed Document Number2025003698
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateSep 30, 2025
Property Address278 E VALLEY DR, PONTOTOC, MS 38863-3406
Document Number2025003698
Instrument DateSep 29, 2025
Instrument2025003698
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address261 W REYNOLDS ST, PONTOTOC, MS 38863-1926

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 E OXFORD ST, PONTOTOC, MS 38863-2114

Mortgage

Document Number2025003699
DateSep 30, 2025
Instrument2025003699
Lender
NameBANKOKOLONA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueOct 05, 2030

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$477.00 (+4.15%)$3,598 (-)$23,981 (-) Land $7,450 Building $16,531
2023$458.00$3,598$23,981 Land $7,450 Building $16,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 22% of Mississippi
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BCI Mississippi BroadbandFiber10,000 / 10,000
North East FiberFiber2,000 / 1,000
TelapexFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: BCI Mississippi Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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