286 E Main St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 286 E Main St, Westfield, MA 01085 · Last verified April 2026

Property Summary

Property Type	Auto Repair, Garage
Details	2 bd · 2.5 ba · 8,708 sqft · built 1966
Lot Size	0.915 acres (39,850 sqft)
Owner	Company Name on File
Last Sale	$2,879,984 (Dec 2025)
Tax Bill	$18,634 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WFLD M:108 L:105`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:108 L:105`
Alternative APN	`M:329108 B:00105 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	8,708 sqft Total Area
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	39,850 sqft (0.915 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	286 E MAIN ST
City	WESTFIELD
State	MA
Zip	01085-3310
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Lot Number	105
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1018
Census Tract	812702

Owner

Source: Hampden County and Westfield City records · APN WFLD M:108 L:105

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	286 E MAIN ST, WESTFIELD, MA 01085-3310
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Quit Claim Deed, Transfer THE WASHINGTON TRUST CO OF WESTERLY
Dec 17, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LNNNAC1 S2-A LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Dec 17, 2024 · Amount on Record
Deed Book / Page	26147 / 213
Record Updated	Jun 08, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 12, 2025
Property Address	286 E MAIN ST, WESTFIELD, MA 01085-3310
Document Number	026147-213
Book / Page	26147 / 213
Instrument Date	Dec 10, 2025
Instrument	59516
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059518
Date	Dec 12, 2025
Instrument	59518

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Amount	Amount Recorded

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 17, 2024
Property Address	286 E MAIN ST, WESTFIELD, MA 01085-3310
Document Number	0025697-35
Book / Page	25697 / 35
Instrument Date	Dec 13, 2024
Instrument	59735
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S BISCAYNE BLVD # 7TH, MIAMI, FL 33131-2310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059736
Date	Dec 17, 2024
Instrument	59736

Lender

Name	LNNNAC1 S2-A LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$18,634.00 (+1.54%)	$638,800 (+16.68%) Land $210,400 Building $428,400
2023	$18,352.00	$547,500 Land $181,700 Building $365,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138127021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1980–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2011, rainfall accumulation, Tropical Storm Irene
Claims By Storm	Tropical Storm Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Westfield Gas & Electric	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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