302 E Main St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 302 E Main St, Westfield, MA 01085 · Last verified April 2026

Property Summary

Property TypeDepartment Store (Apparel, Household Goods, Furniture)
Details3,655 sqft · built 1984
Lot Size0.395 acres (17,200 sqft)
OwnerCompany Name on File
Last Sale$675,000 (Dec 2018)
Tax Bill$10,443 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNWFLD M:109 L:8

Property Details

APN / Parcel Number

Primary APNWFLD M:109 L:8
Alternative APN
  • M:329109 B:00008 L:00000

Interior

Stories1 Story
Building Area3,655 sqft Total Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialCombination
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area17,200 sqft (0.395 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater
Heating FuelOil

Location & Zoning

Street Address302 E MAIN ST
CityWESTFIELD
StateMA
Zip01085-3310
Property CategoryCommercial
Property TypeCommercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Legal Lot Number8
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1018
Census Tract812702

Owner

Source: Hampden County and Westfield City records · APN WFLD M:109 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address237 LITTLE RIVER RD, WESTFIELD, MA 01085-5404
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
POLISH NATIONAL CU
Dec 26, 2018Warranty Deed, Transfer · Commercial Mortgage
POLISH NATIONAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Prior SaleMay 11, 2009
Deed Document Number201876530
Transfer Doc017762-138
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address302 E MAIN ST, WESTFIELD, MA 01085-3310
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024611-386
DateJun 27, 2022
Book Page24611/386
Instrument38747
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTFIELD MA
Recording DateDec 26, 2018
Property Address302 E MAIN ST, WESTFIELD, MA 01085-3310
Document Number22499-149
Book / Page22499 / 149
Instrument DateDec 26, 2018
Instrument76530
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 LITTLE RIVER RD, WESTFIELD, MA 01085-5404

Mortgage

Document Number76535
DateDec 26, 2018
Instrument76535
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$10,443.00 (+0.69%)$358,000 (+15.71%) Land $133,100 Building $224,900
2023$10,371.00$309,400 Land $115,100 Building $194,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138127021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimAug 2011, rainfall accumulation, Tropical Storm Irene
Claims By Storm
  • Tropical Storm Irene, Aug 2011 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Westfield Gas & ElectricFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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