Lowndes County property record for 286 Ben Christopher Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,256 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,120 (Apr 2026) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67W000003500 |
| Primary APN | 67W000003500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,256 sqft Adjusted Area |
| 1st Floor Area | 1,741 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 286 BEN CHRISTOPHER RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NE4 286 BEN CHRISTOPHER RD |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 28 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 404 |
Source: Lowndes County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage JTS & CO |
| May 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Mar 6, 2018 | Warranty Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS |
| Dec 27, 2017 | Affidavit of Death, Transfer |
| Dec 27, 2017 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 2420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 1, 2026 |
| Property Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Document Number | 2026002420 |
| Book / Page | 2026 / 2420 |
| Instrument Date | Mar 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Document Number | 2026006732, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 2026/6732 |
| Name | JTS & CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020199105 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 2019/9105 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 6, 2018 |
| Property Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Document Number | 0020181481 |
| Book / Page | 002018 / 001481 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 307 HIGHWAY 541 MENDENHALL MS 391149506, MENDENHALL, MS 39114-9506 |
| Document Number | 20184650 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 002018/004650 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 5, 2019 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 27, 2017 |
| Property Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Document Number | 0020179017 |
| Book / Page | 002017 / 009017 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 27, 2017 |
| Property Address | 286 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-8398 |
| Document Number | 0020179022 |
| Book / Page | 002017 / 009022 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036.00 (+0.78%) | $10,599 (+17.12%) | $70,660 (+17.12%) Land $12,000 Building $58,660 |
| 2024 | $1,028.00 (+17.62%) | ||
| 2023 | $874.00 | $9,050 | $60,330 Land $12,000 Building $48,330 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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